Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

[PROMOTION] 3 Years Fee Waived BMO World Elite MasterCard (expired)

UPDATE- special link might no longer work. See comments.

The Bank of Montreal has a limited time promotion for Grand Cru Supporters where you can get 3 years worth of annual fee waived on the BMO World Elite MasterCard. I would say limited very loosely because the promotional period is between March 19, 2014 and March 19, 2017.

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Credit Cards to Use on Cyber Monday

Though Cyber Monday was really a marketing term originating from the United States, the marketing use of the term expanded to other countries including Canada. Basically on the Monday following the US Thanksgiving, you can find good deals by making purchases online. So today, I will recommend some of the top credit cards to use for making purchases on Cyber Monday.

First of all, if you already have the U.S. currency credit cards issued by Canadian financial institutions, I would use these credit cards for purchases made at U.S. online sites for sure. The Canadian dollar is extremely weak, so if you have U.S. dollars already available to pay off these bills, that you previously converted at a more favourable rate than today, then these are the cards to use: