Quite a few changes this month, especially with a slew of TD Aeroplan promotions coming off the list. The list has really trimmed down for the month of June.
Marriott Rewards and Chase Canada have teamed up to offer a co-branded credit card that allows you to earn Marriott Rewards points. This is one generally known as one of the top credit card sign up bonuses out there.
Another month, another set of promotional offers to consider. Last month was a fairly extensively list. A bunch of credit cards got taken off the list this time around, but still a fair amount to choose from.
This has become a monthly list for me. You may see some credit card promotions, but I will mostly likely just combine them into this list. Unless there is a very time sensitive sign up to fully qualify for a specific bonus.
I will be looking to update this list every time I see some significant movement in the industry. This is the third time that this is being updated (February and March).
Today, the credit card portfolio that I will be suggested is for people who spend about $2,000 a month on all their credit card bills put together. This is generally for small families of about 4 people, (2 adults and 2 children). The following is an approximate spending breakdown that I will work with:
Back in 2014, we built a suggested credit card portfolio for people who spend about $500 per month. With all the changes in the industry, I though it’s time to update my suggestion. I will also be updated my suggested portfolios for the $2,000 and $5,000+ monthly spending as well. For this portfolio, it is mostly for people who live at home with their parents, so let’s say they have this approximate spending:
I have written posts ranking each financial institution, but I thought it would be fun to write a post listing the top 1 credit card per institution. I have listed the credit cards based on the most recent financial institution rankings. Maybe one day I will list the top credit cards, but it highly depends on a person’s needs, so it is very subjective.
It is very slim pickings for co-branded hotel loyalty program credit cards in Canada. These are only 4 credit cards left to choose from. This also means that the market is completely wide open. Unfortunately, the weak Canadian dollar is really not helping the potential for a hotel rewards program to want to enter the Canadian market.
The beginning of January started off pretty week, and things started to pick up as the month went on. Below are the top current higher than normal credit card sign up bonus offers to watch out for. As a result, February’s list looks a lot more promising with a few more choices.