Some minor changes to this month’s list. Many offers push well into the new year. However, the HSBC promotions will end before next month’s list.
Top Higher than Normal Sign Up Bonuses for December 2020
It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.
Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list.
Several offers ending (see October 2020 and November 2020 cards) on this list that would not make it to next month’s list. So if you are thinking about a specific offer, you may want to go for it now.
Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:
We skipped over the September monthly list, but we are back again this month.
For this month, you will notice that many BMO offers were set to end on October 31, 2020, but they were preemptively changed around. Some offers were reduced, some were changed and extended. The new offers are reflected on this post.
Furthermore, you will noticed TD offers added to this month’s list.
Several changes to this month’s list. HSBC is back on track with even bigger bonuses than before. TD upgraded their offers. While Brim is extended its offer another month.
Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:
A new month, a list new, but there are no changes from last month. Do note that some offers end sometime this month and the rest at the end of October.
Top Higher than Normal Sign Up Bonuses for August 2020
For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):
BMO Air Miles MasterCard
This month’s list has really trimmed down with CIBC now offering more permanent first year fee waived offers. Because of that, I have also taken off the ongoing first year fee waived offers as that list grew too long.
Keep in mind that we have an ongoingly updated Top Credit Cards pages. Here are some of the more relevant ones to this post:
Top Cash Back Credit Cards
Top Hybrid Credit Cards
Top Specialty Credit Cards
Another month, another list. Note that CIBC and TD offers expired so this list trimmed down significantly.
Top Higher than Normal Sign Up Bonuses for July 2020
For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):
Today, we are interviewing Larry Tomei, an executive at HSBC Bank Canada. He will be giving us more insights on the inner workings on their bank and what to look forward to. You may have noticed that HSBC has greatly increased on our rankings over the years, which makes this interview even more exciting. Thank you Larry for taking the time to answer our questions!
Q1: Please tell us about yourself.
I am Larry Tomei Executive Vice President and Head of Wealth and Personal Banking at HSBC Bank Canada. I joined HSBC in October 2016 after many years at a Canadian bank.
There were a few minor changes (mostly tweaks to the TD offers) from last month, along with a notable promotional extension. The Brim World Elite MasterCard extended its first year fee waiver off $199 annual fee another month (was also extended last month) to June 30, 2020. So same thing I said last month, if you missed your chance last month, this is your opportunity. There is no way to guarantee that the promotion will be extended again, but it could.