Credit Cards

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Top Credit Card Higher than Normal Sign Up Bonuses for October 2021

For this month’s list, several BMO promotions are about to expire. They usually either extend their promotions or offer something different. So if you have been contemplating any of those cards at their current offers, now is the time to go for it. Also, I would pay closer attention to the Scotiabank Passport Visa Infinite Card, which currently has a first year fee waived offered as well. They have never offered the fee waiver before since the card was introduced, so if you have been thinking about this card, this is the month to get it.

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[PROMOTION] Students First Year Fee Waived Plastk

This past spring, we wrote about the launch of the Plastk Secured Visa Credit Card, which took an interesting take on secure cards. 

Today, we want to share with you a first year fee waived promotion for students. First off, let’s highlight the details of the card and discuss the promotion afterwards that runs until October 15, 2021. 

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Best Current First Year Fee Waived Cards for September 2021

For this month’s list, the HSBC promotions are set to expire in 2 days, so if you have been thinking about it, now is the time to go for it. While the Brim World Elite MasterCard continues to be extended on a monthly basis, so there is no way to know when the extensions will end.

National Bank has added 3 credit cards to this month’s list (see more details in the “November 2021” section): 

National Bank Platinum Mastercard
National Bank World Mastercard
National Bank World Elite Mastercard

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Current 10% Cash Back Portfolio for September 2021

This 10% cash back monthly post is being published 1 day earlier than normal because both the Tangerine Money-Back Credit Card and Tangerine World MasterCard have an offer that expires today. So we wanted to give everyone one last reminder to apply for it if you are thinking about it. Meanwhile, the Scotia Momentum Visa Infinite Card offer that expired last month has been extended. 

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Top Credit Card Higher than Normal Sign Up Bonuses for September 2021

The Scotiabank Gold American Express promotion that expired last month got extended to November, while the RBC WestJet World Elite MasterCard had a slight change to its offer that now expires in January. 

As for this month, there are several promotions expiring from American Express, HSBC and RBC.

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American Express Membership Rewards Program: U.S.A. versus Canada (updated on August 28, 2021)

It has been almost 5 years since I last update this post. In light of American Express Canada’s new partnership with Air France, KLM Flying Blue, I thought it was a great opportunity to update this post. This post compares the Canadian and U.S. American Express Membership Rewards programs. A lot has changed in the last 5 years, so let’s get going.

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Best Current First Year Fee Waived Cards for August 2021

All the TD offers that expired in the last list were extended and/or modified until December 5, 2021. Only the business card came off the list. 

For this month, I would look into the 10% and first year fee waived offer with the Scotia Momentum Visa Infinite Card which is expiring.

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Current 10% Cash Back Portfolio for August 2021

Today is the second last day to apply for one of the two Tangerine cards (Tangerine Money-Back Credit Card, Tangerine World MasterCard) to benefit from the 10% cash back bonus. The Scotia Momentum Visa Infinite Card offer is also coming to an end this month if you have been thinking about it.