American Express in the United States has already completely discontinued its referral bonuses. This is one instance where it is a good thing that Canada is still lagging behind. It is fairly well documented that American Express Canada only has a handful of credit cards or charged cards left that give a referral bonus.
Carefully putting together a credit card portfolio to optimize your purchases can be a hassle. That being said, a frequent traveller has a lot of travel expenses that can be optimized if you put together a strong credit card portfolio.
The TD First Class Travel Visa Infinite Card is currently offering a 40,000 sign up bonus promotion if you apply for their special link. Before we start analyzing the details of the credit card, let’s take a look at the highlights first:
I previously wrote a post about the National Bank World Elite MasterCard. Since then, there have been a few slight changes. I will also provide a more in-depth analysis of its benefits. This is actually National Bank’s top credit card to choose from. There is actually a lot of value to be had from this credit card.
The beginning of January started off pretty week, and things started to pick up as the month went on. Below are the top current higher than normal credit card sign up bonus offers to watch out for. As a result, February’s list looks a lot more promising with a few more choices.
Royal Bank of Canada’s Avion (or RBC Rewards) program is once again offering a 25% transfer bonus to WestJet Rewards. In the past, we have seen this promotion fluctuate with either a 20% or 25% bonus for the transfer. The past few times have been 20%, so I’m glad to see the 25% back.
This is not going to be an easy post to write, but I did want to try to pin each financial institution against each other to see how they fair. This is going to be a very subjective post where I am going to rank each each company based on their overall credit card portfolio. I am also going to list out some of the top credit cards offered by each institution.
People often ask how others are able to accrue so many miles and points so quickly without flying much. One of the ways to do it is by credit card churning.
The cash back competition continues to hear up as CIBC is now offering its first year fee waived to its Dividend Visa Infinite Card. If you have been contemplating signing up for this credit card, now is a great time to do so.
As I suspected, the credit card cash back competition is heating up. First up, in 2016 is the new Desjardins Cash Back World MasterCard. Right when I called Desjardins out to step up their game. Let’s see how worthwhile this new cash back credit card is.