Maximize Rewards

This seems to be a hot topic lately, so I am happy to share my thoughts. When a “secret”, “hack”, “loophole” (whatever you want to call it) is discovered, what is the fine line between sharing it publicly and keeping…

I did not think that I was going to be updating this post so quickly, but enough has changed from last month that it warrants an update. Every time there are some significant movements in the credit card industry, I…

I have been asked this question many times. What do you have in your credit card portfolio? Well, here it is! I would like to note that I set my wife up on a different credit card portfolio than mine,…

Pretty much all my articles are about how much I love miles and points, but I thought I’d give a negative perspective about it instead. This is pretty much a post that gives suggestions on how the industry can improve.…

With the ever changing world of miles and points (for example, very little referral bonus opportunities left), I constantly feel like I need to change up my earning strategy. I previously wrote an article about my top ways to earn…

American Express is offering a promotion for fixed reward redemptions that runs between February 16, 2016 to May 31, 2016. First of all, you can earn Membership Rewards points (“MR”) with the following credit cards:

I have been pretty harsh on National Bank, but I also really believe that they have a chance to break out with some better products and take over more of the market share. They are starting with a pretty good…

Earning and redeeming miles and points are great. But what happens if you do not have enough rewards to book your trip? Then you need to pay the travel expenses (namely air fare, hotel and car rental). So what’s the…

Marriott buying out Starwood could really mean the end of Starpoints. But for now, things remain status quo and it may be 12-18 more months before we see any sort of movement in the reward programs. For now, there is…

For those of you who don’t like paying annual fees. This is the post for you. Personally, I would actually prefer signing up for credit cards that waive their first year annual fees. Those are generally the credit cards with…

“Fifth freedom” flights are actually a very interested concept. It is the right for an airline to fly between 2 foreign countries on a flight originating or ending in one’s own country. For example, Air China is an airline that…

I think that we are due for an update for airline expiration policies, as a few of them have changed recently. I have only listed frequent flyer programs that have a direct way of earning miles with them in Canada.…