PayPower Switching to MasterCard
UPDATE- Please see updated posted.
Our buddy Boris from PointsU gave us a heads up about PayPower switching from Visa to MasterCard.
It looks like Visa is taking another hit (i.e. not landing Costco, Walmart fiasco, etc.), albeit a minor one. PayPower has been issuing Visa cards, which will be switching to MasterCard.
Key Dates
Below are the keys dates to keep in mind:
- November 28, 2016 – PayPower Reloadable Mastercards become available for purchase in-store
- December 15, 2016 – The last day to purchase PayPower Visa cards and Reload Packs
- January 11, 2017 – The last day that PayPower Visa reload and registration functionality will cease
- March 22, 2017 – The last day that PayPower Visa cards will continue to be accepted.
How it Works
PayPower offers a re-loadable prepaid card, that does not require any credit card and does not charge any interest. All you have to do is apply for a card online. Once you receive you card, you can reload your card at a cash register or online. The funds will be applied instantly.
Fee Structure
| Limits | Express Member | Select Member |
| Maximum card balance | $1,000 | $10,000 |
| Daily maximum Reload Limit | $1,000 | $2,500 |
| Monthly maintenance fee | $4.95 starts after upgrade | $4.95 starts after activation |
| Purchase fee online/store | None | None |
| ATM withdrawal limit | $100 per week | $400 per day / $1000 per week |
Where can one buy reload funds for this card? Their website is hopeless on this.
You can reload at a cash registry. Otherwise, here’s the login page: https://paypower.ca/login.
How does one become a Select Member?
Does Upgrade do that?
I just spoke to a Rep. He said that the Select Membership will discontinue on March 2, 2017.
I bought a reloadable paypower MasterCard about three months ago and I can’t find anywhere online to find out what my balance is. I even called the toll free number and it said it wasn’t activated but I activated it online this morning.
You will need to keep calling to follow up until the matter is resolved.
hi my name is Joanna Jones they discounted my card in I never got my off from my text service.
Did you mean they discontinued your card? I suggest calling them and following up until you get the answer that you are looking for.
Since I can’t find Vanilla Reloads anywhere locally except 7-11 (which won’t give me any bonus points by purchasing there), I’m considering purchasing a PayPower card from Safeway. However, the reviews online seem universally bad. Have you used the PayPower Mastercard yourself?
Seems like it has gone downhill for a while now. I would take a wait and see approach with it for the time being and move on to something else.
I bought a paypower master card and i wish to cancel my account. I don’t want any monthly charges. The thing is I can’t reach customer service (1 800 982 1258) to cancel my account. What do i do? This is so frustrating..
Try emailing? Can you cancel through your online access?
Check the FAQ. They have another number 1-866-215-3758
I have a the same problem I bought a PayPower MaterCard and now I want to cancel it because of monthly charges so should I just spend all the money loaded or what? I want to cancel it but the company is trash and won’t let me! Please Reply Soon this is very annoying!!
Mine as well unload and ditch it if you do not want to pay the fees.
Ok so the balance on the card is $0 do I just leave it and not reload? Thanks!
Once your balance is zero, mine as well cancel if you do not plan to use it anyway.
So don’t reload is what your saying just ditch it I was confused by what you mean by cancel it because I don’t want to call the customer service is terrible. Thank You Very Much!
Up to you. I like to make a clean break.
I have about 5 cents on the card is that fine o don’t know how to get rid of it.
this program is outright fraud. They say it is reloadable, but this is not necessarily true. totally misleading advertisig.
Seems to be the common trend…
I bought a card and want to get rid of it but there’s 5 cents on it and I can’t spend it anywhere I just want to get rid of it because of the monthly fee!!
I have a pay power master card and i have literally one cent on it and i didn’t upgrade (although i was tempted too until i saw the monthly fees..) but since i never upgraded it there are no monthly fees attached to it right?
Unless you have a credit card linked to your account which they can debit at any time?
If you are worried, why not cancel the card and keep it clean?