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Reduce your Business Expenses with American Express

As you know, we have teamed up with American Express Business to offer better than advertised bonus offers. Offers can include a 75,000 sign up bonus with the Business Platinum with free gold supplementary cards. The offer will vary depending on the business. If you are a business owner, I definitely recommend that you fill out the referral form and find out what you qualify for!

Best Use of Membership Rewards

American Express Membership Rewards really stepped up their game in the past year, offering new options to redeem your points. The Fixed Travel Rewards Program has been a nice touch, where you can get at least 2 cents per point in value.

They also have a Points for Purchase program where you can redeem your points at a 1.25% cash back return for every 1 point with the Business Platinum Card. This would be a worse case scenario. However, I always recommend leveraging your points for more. For example, with the Business Gold card, you can earn 2 points for every $1 spent at 3 chose merchants. That means those 2 points earned is going to be worth 2.5% in cash back. However, not necessarily the best use of your points, but still an option.

Alternatively, you can select a host of frequent flyer or hotel programs to transfer your points to that can give you a higher than 1.25% return, where you may over between 1.6 cents to 1.8 cents per point, unless your leverage your points for Business or First Class travel where you can get more than 2 cents per point in value.


There is no doubt that Membership Reward points are extremely valuable. I do however really hope that they would introduce a system-wide retention bonus, where you can get extra bonus points or first year fee waived offers after meeting a minimum annual spend requirement.

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