Scotiabank

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Top Cash Back Credit Card Offers for February 2021

ByMatt

Today is going to be the last time that we posted this monthly list, regarding top cash back credit card promotions. The reason is because there is a strong 10% cash back market (permanent and temporary offers) in Canada. We will be replacing this slot with a new monthly list that we tried out last month (Current 10% Cash Back Portfolio for January 2021). There will still be a 10% cash back post last this month, but starting in February, it will replace this slot (which comes out in and around the 15th of every month).

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Top Credit Card Higher than Normal Sign Up Bonuses for February 2021

ByMatt

I can’t believe we are already into the second month of 2021. Time is just flying, However, most of the current offers are still rollovers from 2020. The newest additions are the American Express and HSBC offers that were added, while the Scotiabank Passport Visa Infinite Business Card is the first set to expire from the list. 

Top Higher than Normal Sign Up Bonuses for February 2021

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Best Current First Year Fee Waived Cards for January 2021

ByMatt

The industry seems to go in ups and downs. There was a period of time where first year fee waived cards were far and few in between. At the moment, there are quite a few cards with first year fee waived offers. 

Also note that we are only listing credit cards that have limited time offers and not ones that have an indefinite first year fee waived offer, like some of the CIBC cards. 

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Current 10% Cash Back Portfolio for January 2021

ByMatt

It seems like cash back credit cards have really come into their own in Canada and there are lots of cash to be had. So today, we are going to give a try to a new monthly post idea, regarding credit cards that offer at least 10% cash back.

We were will be listing the 10% or more cash back offers on a monthly basis by splitting them into 2 categories, permanent and temporary offers.

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Top Cash Back Credit Card Offers for January 2021

ByMatt

A new year, but not yet a new list. The list has really trimmed down over time. The first one up for expiry is the Scotia Momentum Visa Infinite Card. The other 3 promotions are going to hang around a while longer.

Keep in mind that this monthly post focuses on temporary offers. We have a more complete list of ongoing offers in the Top Cash Back Credit Cards page.

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2021

ByMatt

It’s already a new year! For now, most offers are still running from the year before. Only the RBC WestJet is coming off this month’s list so hopefully we will be seeing new offerings coming this year. 

Top Higher than Normal Sign Up Bonuses for January 2021

The credit cards are ranked by the price of the annual fees (lowest to highest):

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Best Current First Year Fee Waived Cards for December 2020

ByMatt

Quite a few offers and ending this month and will not show up on next months list. So if you are thinking about those cards, best to sign up now before the month ends.

Limited Time First Year Fee Offers

We have listed the cards different going forward. From now on, cards are listed based on the expiry dates. So most recent ones first. If there is a tie break, then it will be listed by their annual fees, from lowest to highest. Furthermore, a subtitle is now added which specifies which month the cards are ending.

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Top Cash Back Credit Card Offers for December 2020

ByMatt

There are not many current higher than normal cash back bonuses, we’ve trimmed down to 4 cards left on this list, with the Scotia Momentum Visa Infinite Card promotion expiring first. Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

Top no annual fee cash back credit card offers for December 2020

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

ByMatt

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list.