Toronto Dominion (TD)

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2017)

ByMatt May 1, 2017September 20, 2023

It has been exactly 6 months since the last time I updated this list. The reason is because there has been very little movement until the past two months, where there were quite a few changes in the credit card industry that warrants an update to the rankings. Last year was a strong year for credit cards, so I assumed that 2017 would be a slow down year anyway. Unfortunately, most of the changes so far to the industry have been negative. Companies that moved down the list is because of a negative change. The ones that moved up is due to the downfall of the other companies.

Capital One | MBNA | Rogers Bank | Royal Bank of Canada (RBC) | Toronto Dominion (TD)

Current Credit Card Strategy

ByMatt April 19, 2017September 20, 2023

I have been asked this question fairly often, so I think that I am due for writing a post about my current credit card strategy.

First off, I would like to go on record saying that my main goal has always been to bring my credit card bills down to zero. Any time I can find ways (not an easy feat) to reduce my costs, that is my highest priority. The goal is to keep my overall total monthly credit card bills to under $1,000 per month for a family of 3 and a business, which has been working out (minus a one time home renovation bill)!

Top Credit Card Higher than Normal Sign Up Bonuses for April 2017

ByMatt April 5, 2017September 20, 2023

Another list of top credit cards with higher than normal sign up bonuses. In case you feel that there are other promotions that I should list, keep in mind that I have also been providing two other types of lists:

Top Cash Back Credit Card Offers
Best Current First Year Fee Waived Cards

Air Canada (Aeroplan) | Business | Toronto Dominion (TD)

75,000 Aeroplan Bonus Miles with the TD Business Bundle

ByMatt March 19, 2017March 17, 2017

It is not every day that you will see a 75,000 Aeroplan bonus miles bundle. TD is making such an offer, but there is a bunch of conditions to fulfil along the way, so let’s get the ball rolling. The first condition is that this involves all the business accounts.

Canadian Imperial Bank of Commerce (CIBC) | Royal Bank of Canada (RBC) | Toronto Dominion (TD)

Comparison between TD, CIBC and RBC Travel Cards

ByMatt March 6, 2017March 3, 2017

We received a question from Pointshogger reader, Bernard, asking us to do a comparison of the TD First Class, CIBC Aventura and RBC Avion cards.

For this post, I will compare one credit card from each company that is the most similar. The highlights of each are are as follows, and I will write up the analysis afterwards:

American Express (AMEX) | Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Royal Bank of Canada (RBC) | Toronto Dominion (TD)

Top Credit Card Higher than Normal Sign Up Bonuses for March 2017

ByMatt March 3, 2017September 20, 2023

I decided to provide my list a few days earlier than normal (either 5th or 7th of the month) because the TD promotion is expiring on the 5th, so I thought I’d give a few more days heads up.

Keep in mind that the list I provide are offers that are higher than the normal sign up bonuses only. I will be coming out with other types of lists, like first year fee waived promotions, and maybe other lists recommended by my readers (please provide in the comment section below).

Best Current First Year Fee Waived Cards (updated February 26, 2017)

ByMatt February 26, 2017September 20, 2023

As per some feedback, I think that I continue with monthly post listing out the best current first year fee waived offers. Granted, maybe I may need another list to cover other offers that do not fall under these two categories.

Either way, you can always stay up to date on the best credit card offers in my top credit cards page on the menu bar.

Credit Cards that Offer a Free Checked Bag (updated February 11, 2017)

ByMatt February 11, 2017February 14, 2017

Bringing luggage onto the plane, whether checked-in or carry-on, has become such a complicated issue since the introduction of the pay-per use for the past few years. It seems like it will only get more problematic when costs are attached to carry-ons. As a result, the free checked bag offer from credit cards is only going to become more valuable.

Below is an updated list of credit cards that offer a free checked bag, ranked by annual fees:

American Express (AMEX) | Canadian Imperial Bank of Commerce (CIBC) | Toronto Dominion (TD)

Top Credit Card Higher than Normal Sign Up Bonuses for February 2017

ByMatt February 5, 2017September 20, 2023

Quite a few credit card offers feel off the books from the 2016 holdover, so we are really getting a look at what 2017 has to offer going forward. Last year was really a strong year, so I have drastically lowered my expectations for this year.

For now, here’s the list of top credit card sign up bonuses that have a higher than normal offer.

Air Canada (Aeroplan) | American Express (AMEX) | Canadian Imperial Bank of Commerce (CIBC) | Toronto Dominion (TD)

AMEX vs. CIBC vs. TD Aeroplan (Lowest Annual Fees)

ByMatt January 31, 2017January 28, 2017

Today, I am continue my series on credit card comparisons, which I asked my readers to provide suggestions. Feel free to continually add more suggestions to the comment section in that post. I have already written posts about the other co-branded…