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Top Cash Back Credit Card Offers for November 2020

All the offers remain the same from last month. The two expiring ones (Laurentian Bank and Scotiabank) both got extended.

Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

Top no annual fee cash back credit card offers for November 2020

I’ve listed the offers based on expiry dates.

Laurentian Bank Visa Dollars

  • $65 annual fee (first year fee waived if you apply before November 30, 2020)
  • No annual fee for a supplementary cardholder
  • Earn 6% cash back on gas and grocery purchases (within the 3 months, up to $2,000 in spending) (if you apply before November 30, 2020)
  • Earn 3% cash back on pre-authorized debits
  • Earn 2% cash back on gas and grocery
  • Earn 1% cash back on all other purchases

TD Cash Back Visa Infinite Card

  • $120 annual fee (first year fee waived if you apply before December 6, 2020)
  • $50 annual fee for supplementary cardholders
  • Earn 10% cash back on all purchases (for the first 3 months, up to $2,000 in spending) (if you apply before December 6, 2020)
  • Earn 3% cash back on gas, grocery and recurring bill payments thereafter (on first $15,000 in annual spending per category, including the 3 month bonus promotion)
  • Earn 1% cash back on all other purchases
  • Have at least $60,000 in personal annual income or $100,000 in annual household income

Scotia Momentum Visa Infinite Card

  • $120 annual fee (first year fee waived if you apply before February 28, 2021)
  • $50 annual fee for a supplementary cardholder
  • Earn 10% cash back on the first 3 months (up to $2,000 in spending or $200 in cash back) (if you apply before February 28, 2021)
  • Earn 4% cash back for every $1 spent on grocery purchases and recurring bill payments
  • Earn 2% cash back for every $1 spent on gas and daily transit
  • Earn 1% cash back for every $1 spent on all other purchases
  • Have at least $60,000 in personal annual income, $100,000 in annual household income or $250,000 in assets under management

BMO CashBack World Elite MasterCard

  • $120 annual fee (waived the first year if you apply before October 31, 2021)
  • Earn 10% cash back on all purchases (for the first 3 months, up to $2,000 in spending or $200 in cash back) (if you apply before October 31, 2021)
  • Earn 1.5% cash back on all purchases
  • Receive cash back: (1) direct deposit into a BMO chequing, savings or InvestorLine account; or (2) a statement credit
  • Redeem: (1) annually; (2) when a recurring amount has accumulated a minimum of $50 and in increments of $10; or (3) a one-time lump sum with a minimum of $50 and in increments of $10

BMO CashBack MasterCard

  • No annual fee
  • Earn 5% cash back on all purchases (for the first 4 months, up to $2,000 in spending or $100 in cash back) (if you apply before October 31, 2021)
  • Earn 3% cash back on grocery purchases
  • Earn 1% cash back on recurring bill purchases
  • Earn 0.5% cash back on all other purchases
  • Receive cash back: (1) direct deposit into a BMO chequing, savings or InvestorLine account; or (2) a statement credit
  • Redeem: (1) annually; (2) when a recurring amount has accumulated a minimum of $50 and in increments of $10; or (3) a one-time lump sum with a minimum of $50 and in increments of $10

Also, note that we also have two other top monthly lists ongoing:

Please let us know if you would like to see other types of monthly lists as or if we missed any credit cards in the comment section below!

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Pointshogger aims to provide analysis and updates on earning loyalty reward points and maximizing the value of your points. We hope to inspire our readers to experience the joy of travel and make the most out of what they've already got!

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