Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

AIR MILES Cancels Expiry

ByMatt

Seriously Air Miles? They decided to take a page out of Aeroplan’s book. Remember when Aeroplan introduced a 7 year hard expiry on its points? Basically, your miles would have expired 7 years from the day they were deposited, regardless of activity. But just before the expiry was about to kick in, they backed out. The same thing is happening now with Air Miles, they were going to introduce a hard expiry of 5 years after miles were deposited, to be effective on December 31, 2016.

| | | | | | | | | | | | | | | | | |

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2016)

ByMatt

A few changes to the credit card industry, as well as a new addition warrants an update to this list. Below is the explanation of each grouping:

| | | |

Credit Card Companies that Can Take it to the Next Level

ByMatt

You may have already been reading my top credit card company rankings that I post every few months. The next one is coming out tomorrow. However, I did want to isolate 5 specific companies that I strongly believe that they have the potential to take their business model to the next level. I say this, because they have an opportunity to take over a larger market share because of what they have already established.

| | |

American Express Upgrading its Fixed Points Travel Rewards

ByMatt

My friend Jeff, from Canadian Kilometers recently wrote a post about the new American Express Fixed Points Travel Rewards. He offered a very comprehensive explanation, so I will supplement what he already mentioned.

I am actually very excited about this new offer. This new move puts them more in line, or maybe even more competitive than the RBC Avion and CIBC Aventura programs.

| |

[GIVEAWAY] 18,500 Scotia Reward Points

ByMatt

This month, Scotiabank has relaunched its Scotia Rewards program with some interesting enhancements worth looking out for. In celebration of this move, Scotiabank has teamed up with us to do a 18,500 points giveaway if you are an existing credit card holder or you apply for one during the contest period. Otherwise, the winner may qualify for a $150 Scotiabank Visa Debit Card instead. Contest details will be provided at the bottom of the post.