Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Current 10% Cash Back Portfolio for July 2021

ByMatt

Two Tangerine cards have been added to this month’s list. This is the first time that Tangerine has offered a 10% cash back bonus.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

Conditions for Exemptions of Fully Vaccinated Canadian Travellers

ByMatt

Effective July 5, 2021, the Canadian will go from no exemption to some exemptions for fully vaccinated travellers (from land or by air) who meet specific conditions. There are no exceptions for partially-vaccinated travellers from testing, hotel stopover or quarantine for travellers who haven’t received the full series of a vaccine or a combination of vaccines accepted by the Government of Canada.

Canada Day: Mid-Term Report

ByMatt

With all the controversy surrounding Canada Day, we might not have as much flair today, but our mid-term report is still going ahead since this has to do with miles and points world! This post is the halfway mark of 2021. We published our 2021 New Year’s wish list back on January 1st and the final report will be published on New Year’s Eve.

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Best Current First Year Fee Waived Cards for June 2021

ByMatt

For this month, all the TD promotions that expired last month were extended to August, while HSBC is back on this month’s list. 

Limited Time First Year Fee Offers

We have listed the cards based on their promotional expiry dates. If there is a tie-break, it is ranked by annual fee (lowest to highest), after which it will go alphabetically.

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Current 10% Cash Back Portfolio for June 2021

ByMatt

There have been no changes from last month’s list compared to this month.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

Note that we have split up the list into temporary (limited time) and permanent offers (indefinite, but can end any time without notice).

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Top Credit Card Higher than Normal Sign Up Bonuses for June 2021

ByMatt

Two months ago, the HSBC offers came to and end, only to show back up a little different this time around. The two American Express promotions expired last month. For this month, only the RBC WestJet offer is up for expiry, but RBC also added 4 new offers that will expire in July.

Government Increasing Hotel Quarantine Fines

ByMatt

The last time we wrote (May 4, 2021) about this topic, the Prime Minister of Canada warn that travellers could see stiffer penalties for not following the quarantine rules. Exactly a month later, the Canadian Federal Government is set to increase the fines (effective June 4, 2021):

The Contraventions Act provides police (including RCMP, provincial and local police) the authority to enforce the Quarantine Act. Tickets with fines of up to $3,000 may be issued for non-compliance. As of June 4, 2021, these tickets carry an increased fine of $5,000.

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Best Current First Year Fee Waived Cards for May 2021

ByMatt

For this month, all the TD promotions are coming to an end. So if you are still thinking about those cards, you may want to jump on their current offers. 

The Brim card also expires this month. However, it has been continually extended a month at a time, so there is no way to know if it will be extended again.