Credit Cards

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Earn 500 Bonus Scene Points

I last wrote a rundown about the Scene program on Halloween day. It is actually one of my favourite loyalty programs because of how much movies costs these days, these points have become even more valuable.

There is currently a promotion if you have the Scotiabank Scene Debit Card, which is also one of the rare debit cards that actually give rewards.

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2016

This is the last month of a very strong year for higher than normal credit card sign up bonuses. Also not listed in my monthly lists are frequent first year fee waived promotional offers.

Of course there is still room for improvement, but compared to recent years, I really do feel that credit card companies have done well this past year. Two thumbs up overall!!

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2016)

A few changes to the credit card industry, as well as a new addition warrants an update to this list. Below is the explanation of each grouping:

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Credit Card Companies that Can Take it to the Next Level

You may have already been reading my top credit card company rankings that I post every few months. The next one is coming out tomorrow. However, I did want to isolate 5 specific companies that I strongly believe that they have the potential to take their business model to the next level. I say this, because they have an opportunity to take over a larger market share because of what they have already established.

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American Express Upgrading its Fixed Points Travel Rewards

My friend Jeff, from Canadian Kilometers recently wrote a post about the new American Express Fixed Points Travel Rewards. He offered a very comprehensive explanation, so I will supplement what he already mentioned.

I am actually very excited about this new offer. This new move puts them more in line, or maybe even more competitive than the RBC Avion and CIBC Aventura programs.

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[GIVEAWAY] 18,500 Scotia Reward Points

This month, Scotiabank has relaunched its Scotia Rewards program with some interesting enhancements worth looking out for. In celebration of this move, Scotiabank has teamed up with us to do a 18,500 points giveaway if you are an existing credit card holder or you apply for one during the contest period. Otherwise, the winner may qualify for a $150 Scotiabank Visa Debit Card instead. Contest details will be provided at the bottom of the post.

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[DISCONTINUED] Last Batch of Capital One IHG Reward Points

In the summer of 2015, the Capital One co-branded IHG Rewards credit cards discontinued. However, existing credit cardholders were grandfathered. But a year later, grandfathered cardholders received a letter stating that their credit cards will cease on November 7, 2016, which has come and gone.

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Top Credit Card Higher than Normal Sign Up Bonuses for November 2016

We are on the final 2 months of a strong year of higher than normal credit card sign up bonuses that went along with record high bank profits, which is a nice surprise, because I would think that when banks are making a lot of money, they aren’t as interested in finding new clients.

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50% RBC Rewards Conversion Bonus to British Airways’ Executive Club is BACK!

I thought we’d be stuck with the 30% RBC conversion bonus for the foreseeable future. I really did not expect to see the 50% bonus back again. The last time it was offered was back in the summer of 2015. I am more than happy to find out that I was wrong about this. This is a very pleasant surprise with RBC and Executive Club.