Credit Cards

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated October 1, 2016)

A reader asked me last time, what the purpose was of this ranking. Basically, you do what you want with the list, take it for what it is. As a consumer, this list can give you an idea on where to shift your business. For example, if you want to see some of the smaller companies survive and thrive, you will know where to move your business.

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American Express Membership Rewards Program: U.S.A. versus Canada (updated on September 21, 2016)

There have been a few changes to the American Express Membership Rewards program, since my last post when comparing the Canadian and U.S. versions. So let’s do another rundown.

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Top Credit Card Higher than Normal Sign Up Bonuses for September 2016

The list has really trimmed down for this month. I really hope that it picks back up as we lead into the fall, but with record profits, that doesn’t seem likely at the moment.

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Credit Cards for Newcomers and Students

Newcomers to Canada and students are in a very similar situation where they have minimal to no credit history. So they have to start somewhere. There are several ways to get started. This is how I got started. I walked into a bank, locked in a some money into a guaranteed investment certificate (GIC) and was issued a secure credit card. At the time, I was given the CIBC Shoppers Optimum Visa (has since been discontinued). I used this opportunity to start building my credit history.

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Top Credit Card Higher than Normal Sign Up Bonuses for August 2016

The list has really trimmed down for this month. I really hope that it picks back up as we lead into the fall. That being said, 2016 has been a pretty good year for credit card sign up bonuses, so we were due for a break month. I expect that things will pick back up in the fall, as companies will want to close out the year strong.