Scotiabank

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list. 

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Best Current First Year Fee Waived Cards for November 2020

Several offers ending (see October 2020 and November 2020 cards) on this list that would not make it to next month’s list. So if you are thinking about a specific offer, you may want to go for it now.

Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:

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Top Cash Back Credit Card Offers for November 2020

All the offers remain the same from last month. The two expiring ones (Laurentian Bank and Scotiabank) both got extended. 

Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

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Best Current First Year Fee Waived Cards for October 2020

Several offers ending (see October 2020 and November 2020 cards) on this list that would not make it to next month’s list. So if you are thinking about a specific offer, you may want to go for it now.

Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:

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Top Cash Back Credit Card Offers for October 2020

A couple of offers (Laurentian and Scotiabank) are ending before my next month’s list. So if you are thinking about getting either of the cards, best to go for them now! 

Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

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Top Credit Card Higher than Normal Sign Up Bonuses for October 2020

We skipped over the September monthly list, but we are back again this month.

For this month, you will notice that many BMO offers were set to end on October 31, 2020, but they were preemptively changed around. Some offers were reduced, some were changed and extended. The new offers are reflected on this post.

Furthermore, you will noticed TD offers added to this month’s list.

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Best Current First Year Fee Waived Cards for September 2020

Several changes to this month’s list. HSBC is back on track with even bigger bonuses than before. TD upgraded their offers. While Brim is extended its offer another month. 

Keep in mind that this post refers to temporary offers. We also have an ongoingly updated Top Credit Cards pages that includes permanent first year fee waived offers too. Here are some of the more relevant ones that are more related to this post:

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Top Cash Back Credit Card Offers for September 2020

Some minor changes to this month’s list. TD extended its promotion, while Scotiabank is back on the monthly list! 

Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.