Reader Question

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Reasons To Diversify Our Miles and Points Portfolio

I have previously written a post about The Importance of Diversification, but I feel that I am due for an update on this discussion. The temptation is to pool all our miles and points into one program, especially if we do not have many means to earn a lot of points and the desire to accumulate more miles or points into one program so that we can have a more decent reward redemption.

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Whether the Costco Executive Membership is Worth it

First of all, the Gold Star Membership costs $55, but without any rewards. The Executive Membership costs $110 to sign up. So we are essentially talking about a $55 price difference. Gold members do not receive any sort of rewards; conversely, Executive Members get 2% cash back on all purchases (up to $750 cash back or $37,500 in annual spending).

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When to Choose a Direct Flight or a Layover

Most people would rather pay a little more to jump on a direct flight to get their vacation started and avoid all that unnecessary waiting in a foreign airport. If your layover isn’t long enough for you to leave the airport for a few hours, you could be stuck inside until you have reached your final destination. Now who would be excited for that?