When you have a portfolio of multiple credit cards to keep track of, the question I constantly ask myself, which credit cards should I keep and which ones should I cancel? Today, I will list the main factors that I give strong consideration to before deciding the fate of my credit card.
I currently only have 7 credit cards in my portfolio. Just gearing up for another round of applications. That being said, I have been frequently asked which credit cards I use the most. So today, I will share with you the 2 credit cards that I cannot leave the house without.
I am frequently asked this question by people who have an interest in the topic, but do not know how to get started. For sure, when you first get started, it will feel like there is a lot of information to sort through. But just like most things in life, you start with one step at a time.
Why don’t I bring up low interest rate credit cards? There are many reasons and full disclosure, this post may sound a little harsh, but it’s the truth.
I am very frequently asked how do I keep track of all my loyalty programs. I actually have a very simple answer.
Award Wallet
After all this time, I only really been using AwardWallet. It has already been 3 years since I have use this program and it has served me well. They have made a few nice upgrades to the format and layout to make it more user-friendly.
This seems to be a hot topic lately, so I am happy to share my thoughts. When a “secret”, “hack”, “loophole” (whatever you want to call it) is discovered, what is the fine line between sharing it publicly and keeping it a secret? As always, there are pros and cons either way.
Pretty much all my articles are about how much I love miles and points, but I thought I’d give a negative perspective about it instead. This is pretty much a post that gives suggestions on how the industry can improve. Some may be far fetched idea, but others are probably doable.
Generally speaking, if you have purchased your ticket with a travel credit card, you are automatically entitled to a few types of coverage (most of the time): emergency medical insurance, trip interruption, trip cancellation, baggage theft and delay, all up to the amount outlined in each section.
Flight mistake fares don’t happen quite often, but when they do and we happen to be at the right place at the right time, should we take advantage of this? The answer is simple. Depends. Mistake fares are the kind of thing which doesn’t have a proper standard to it. Like a relationship. It may be right to do it in one circumstances, but it may be wrong to do it in another. Nonetheless, mistake fares are little miracles that happen once a blue moon in our lifetime.
I received an email yesterday from an older friend, who is actually retired, asking me for money to pay the immigration officials in Turkey. I trust my friend, since it was actually his email that he was using his nickname in the email, so I really thought it was him. Turns out that his email account was hacked.