Bank of Montreal (BMO)

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Top Credit Cards to use at Restaurants (updated January 29, 2015)

ByMatt

With Valentine’s day fast approaching, I thought it was a good time to update the “top credit cards to use at restaurants” list. Below is a list of the top credit cards to use at restaurants:

Scotiabank Platinum American Express Card

$399 annual fee
$99 for supplementary cardholders

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Top United States Credit Cards Offered in Canada (updated January 17, 2015)

ByMatt

A new United States currency credit card is being offered by Scotiabank, so I will be updating the list. I have also added the Desjardins credit card to the list as well. U.S. affiliated credit cards offered by Canadian financial institutions…

[PROMOTION] 3 Years Fee Waived BMO World Elite MasterCard (expired)

ByMatt

UPDATE- special link might no longer work. See comments.

The Bank of Montreal has a limited time promotion for Grand Cru Supporters where you can get 3 years worth of annual fee waived on the BMO World Elite MasterCard. I would say limited very loosely because the promotional period is between March 19, 2014 and March 19, 2017.

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Credit Cards to Use on Cyber Monday

ByMatt

Though Cyber Monday was really a marketing term originating from the United States, the marketing use of the term expanded to other countries including Canada. Basically on the Monday following the US Thanksgiving, you can find good deals by making purchases online. So today, I will recommend some of the top credit cards to use for making purchases on Cyber Monday.

First of all, if you already have the U.S. currency credit cards issued by Canadian financial institutions, I would use these credit cards for purchases made at U.S. online sites for sure. The Canadian dollar is extremely weak, so if you have U.S. dollars already available to pay off these bills, that you previously converted at a more favourable rate than today, then these are the cards to use:

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Top United States Credit Cards Offered in Canada (updated September 11, 2014)

ByMatt

There are some Canadian financial institutions that issue United States currency credit cards, which means that you can pay your bills in U.S. currency. The benefits of having such a credit card is that you can convert your Canadian dollars into American dollars when the Canadian dollar is strong. So then you lock is the favourable rate. Leave the U.S. dollars in an account that you can use any time to pay off bills on the U.S. credit card so you won’t have to worry about any unfavourable currency exchanges at the time of using the credit card.