What’s going on with MBNA Alaska Airlines MasterCard?

There seems to be so much uncertainty surrounding the MBNA Alaska Airlines World Elite MasterCard. A few day ago, there was an increase in the sign up bonus from 25,000 to 30,000 bonus miles. A few issues have surfaced since then: 

The MBNA website no longer lists this credit card on their website.
GreatCanadianRebates also de-listed the credit card for their website. 
Any existing application links are broken. 

MBNA Alaska Airlines Sign Up Bonus Increased to 30,000 Miles

Looks like MBNA has increased its sign up bonus to its highly valuable MBNA Alaska Airlines World Elite MasterCard Credit Card, going from 25,000 to 30,000. There does not appear to be any expiry date on the offer either. Note that MBNA is owned by TD Canada Trust. 

I am extremely impressed with this move, especially at a time when I had a feeling that they might shut this credit card down instead.

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Top Credit Cards to Use on Road Trip (updated June 12, 2018)

As we approach the summer months, road trips become more popular. What you want to do is have a nice batch of credit cards to use to optimize spending during the trip. Depending on where you are going, you may want to consider a different grouping of cards.

As a Canadian, generally road trips will either be across Canada, into the United States and some even all the way to Mexico. So I will provide a sample of some of the combinations that can put together.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2018)

A few companies need to be added to this list, so I thought it was due for an update from 6 months ago. Most of the ranking changes occurred in the bottom half of the list. Furthermore, I also revamped the list to go with a pure ranking system instead of the previous grouping system. I think that it will run smoother now.

Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2017)

A few significant changes occurred in the credit card scene since the last update, so it is time for me to update the list.

Usually, I write more of a summary on what is happening with the company. However, this time around, I will write more about what I would like to see from each company.

Please share your thoughts on what improvements you would like to see to the credit card market in the comment section below!

MBNA Smart Cash Adds Annual Fee

The popular MBNA Smart Cash has added an annual fee. It may still say MasterCard on the MBNA website, but most people should have been converted to a Visa by now. 

This is an unfortunate turn of events and it will probably discourage new applicants from signing up. As a result, I will also be taking this card off my top cash back cards list. 

As for existing cardholders, if you did not receive a letter in the mail stating that an annual fee is being implemented, then you should be grandfathered. 


[PROMOTION] Best Western 10,000 Points Per Night

Best Western Rewards is offering two amazing promotions at the same time.

Register and earn 2x the points for all stay between September 18, 2017 and November 30, 2017.
Redeem 10,000 points for an award night between November 1, 2017 and January 31, 2018 at any Best Western branded hotel in North America.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated September 8, 2017)

It has been 4 months since the last time I updated this list, so it is probably due for an update (especially since we are adding a new company to the list!) as we approach the last third of the year. Last year was a strong year for credit cards, so I anticipated a slow year in 2017.

I always have fun ranking the credit card companies out there. It helps me get an idea on which companies are making progress and which ones are regressing.

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Top Credit Card Higher than Normal Sign Up Bonuses for August 2017

Another month, another Top Credit Card Higher than Normal Sign Up Bonuses list. Keep in mind that I have been combining personal and business cards onto the same list.

We also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Best Current First Year Fee Waived Cards

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My Updated Credit Card Portfolio

This question of which credit card do I have in my wallet seems to be asked fairly often. So I thought I would share my updated portfolio from last time. I generally try to shake up my batch of credit cards every 3 months, which coincides with the previous post.

Last time, I mentioned that I wanted to keep my portfolio, but it was due for an expansion.