Only the Brim card expires this month. It has been continually extended a month at a time, so there is no way to know if it will be extended again. Limited Time First Year Fee Offers We have listed the…
It has been over 2 years since our last update of this post. Quite a few changes were made since then, such as the re-branding of all the Aeroplan c-branded cards with American Express, CIBC and TD. Furthermore, there are some additional options from BMO and RBC. So this post is due for an update!
Another month, another list of top 10% cash back credit cards being offered in Canada. We have split up the list into temporary (limited time) and permanent offers (indefinite, but can end any time without notice).
For this month’s list, HSBC extended its offer that was expiring last month. Now it expires in the middle of this month month. While RBC changed up its offer which now expires in June.
Top Higher than Normal Sign Up Bonuses for April 2021
All the offers (Scotiabank and Brim) that expired in February actually all got extended. For this month, HSBC is up next for expiry if you were looking at their offers. Only a few days left for the HSBC promotions.
Keep in mind that permanent first year fee waived offer are not included in this list, we are only listing promotions with an end date.
This is the first month that we are eliminating the monthly Top Cash Back Credit Cards post. The reason is because there is a strong 10% cash back market (permanent and temporary offers) in Canada. We have replaced this slot has been replaced with this current post. Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list.
The Scotia Momentum Visa Infinite Card is set to expire this month.
Due to the government lockdowns that occurred throughout the past 12 months (already? … gasp!), I find that I have dramatically reduced spending. The reduction in spending inspired me to write up this post. I’m sure that I’m not the only person to have reduced spending, so I thought I’d put together what I think would be an ideal no annual fee credit card portfolio.
Keep in mind that this post focused on credit cards with no annual fees whatsoever. This is important because I am thinking longevity (i.e. retaining the same card long term), so I will not be factoring churning, which would be a post for another day. For this post, you may notice some of the more lower profile cards, but do have some hidden value in them.
For this month’s list, the HSBC and RBC offers are coming to an end, but we introduce the 40,000 sign up bonus Scotiabank Gold American Express.
Top Higher than Normal Sign Up Bonuses for March 2021
Several offers are expiring at the end of the month, so if you have been thinking about these offers, you may want to apply for them soon as they expire in 3 days.
Keep in mind that permanent first year fee waived offer are not included in this list, we are only listing promotions with an end date.
Limited Time First Year Fee Offers
Since the Canadian market has a strong 10% cash back market, we will be retiring our Top Current Cash Back post that we last published this month and replace that slot with this one instead. This month’s list is boosted with 2 new permanent offers from CIBC.
However, we start our list with the temporary offers as they are set to expire. Notably, the 10% cash back offer on the Scotia Momentum Visa Infinite Card is set to expire this month.