Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Top Credit Cards for Purchasing Gas (updated January 31, 2022)

I cannot believe that it has been almost 7 years since I last updated this post. There is no question that this post can use an update, especially considering how much gas prices have gone up over the last 12 months in Canada.

The better strategy is still to purchase gas using a credit card to meet minimum spend requirements for new promotional sign up bonuses.

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Best Current First Year Fee Waived Cards for January 2022

For this month, several offers are coming to an end, notably the HSBC offers. Aside from that, Canada has a healthy amount of first year fee waived promotional offers overall with BMO, Scotiabank and TD leading the way. Hope to see other companies jump on board! 

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Comparing the Best Current No Annual Fee Cards

See also: Top No Annual Fee Credit Cards

The most frequently asked question that I get when talking to people is: “What is the best credit card?” This is  a very subjective question where the answer varies depending on the person’s priorities.

[READER QUESTION] Thoughts on PCR Tests on Arrival in Canada

There seems to be a lot of controversy regarding the PCR tests that airlines passengers must take on arrival in Canada. I thought it’s time for me to share my thoughts on this matter.

Arrival Testing Rules

First off, let’s go over some of the current rules and advisories in place, found on the Canadian government website:

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Current 10% and Above Cash Back Offers for January 2022

At the beginning of the month, we predicted that the cash back market is going to heat up this year. So I am expecting to be very busy with updating this monthly post this year. To start the year off, the two Tangerine 15% cash back offers end this month, while Scotiabank has added its Momentum card to the list. 

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2022

It is already 2022! To kick off the year with our first monthly higher than normal sign up bonus post, the National Bank offers ended last month and were not extended, so we will see if they offer another one later this year. The Scotiabank Gold American Express was set to expire, but now extended to February 28, 2022 to align with a couple other Scotiabank offers. Today is the last day for the two RBC WestJet offers.