Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

Fully Vaccinated Americans can enter Canada?

Effective today (August 9, 2021), fully vaccinated American citizens and permanent residents of the United States can enter Canada and skip some of the quarantine rules. The rest of the world (i.e. other foreign nationals) will tentatively have restrictions eased on September 7, 2021. But it doesn’t work the other way around when Canadians want to enter the United States. The U.S. border is still closed to Canada until at least August 21, 2021.

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Top Credit Card Higher than Normal Sign Up Bonuses for August 2021

For this month, various RBC offers were set to expire last month, but were extended to later in the year. American Express offers came off the list this month, granted they now have different permanent offers. Several offers are about to expire this month, namely the Scotiabank Gold American Express. If you have been contemplating any of the August offers, this is the month to get them. 

8% Cash Back offer with National Bank

 I have been asked by National Bank to do a review of one of their highly anticipated promotional offers, so here goes! 

Looks like there is a new player in town to compete in the cash back sphere. We have been writing about how we think the Canadian rewards industry is shifting more towards cash back, rather than miles and points. This new offer is just more indication of this happening.

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Best Current First Year Fee Waived Cards for July 2021

The Laurentian Bank Visa Dollars and Brim World Elite MasterCard promotions expired last month, but got extended.

But the most significant addition to this month’s list is the Scotiabank Passport Visa Infinite Card, which is the first time we have seen this credit card fee waived, along with the supplementary card too. If you have been thinking about getting this card, now as the best time to go for it!

How to Improve Your Credit Score

Today, we feature a guest writer Lori Wade who is interested in a wide range of spheres from business to entrepreneurship and new technologies. If you are interested in the technology or banking industry, you can find her on Twitter or LinkedIn.

While credit scores are essential for mortgages, personal loans, and other types of lending, what does your credit score show? Of course, we all know about credit scores; high credit scores are better than lower scores, but how do lenders use this information, and how can you improve your ranking.

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Current 10% Cash Back Portfolio for July 2021

Two Tangerine cards have been added to this month’s list. This is the first time that Tangerine has offered a 10% cash back bonus.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

Conditions for Exemptions of Fully Vaccinated Canadian Travellers

Effective July 5, 2021, the Canadian will go from no exemption to some exemptions for fully vaccinated travellers (from land or by air) who meet specific conditions. There are no exceptions for partially-vaccinated travellers from testing, hotel stopover or quarantine for travellers who haven’t received the full series of a vaccine or a combination of vaccines accepted by the Government of Canada.

Canada Day: Mid-Term Report

With all the controversy surrounding Canada Day, we might not have as much flair today, but our mid-term report is still going ahead since this has to do with miles and points world! This post is the halfway mark of 2021. We published our 2021 New Year’s wish list back on January 1st and the final report will be published on New Year’s Eve.