Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

[PROMOTION] VIA Rail Travel with Kids for $15 Kids

ByMatt

VIA Rail is once again running its $15 (one-way) promotion for kids tickets. The last time we saw this was for travel during the summer. This time around, the promotion runs for winter travel. 

Children Ages 2-11

Keep in mind that children under 2 years old are still free. This offers applies to accompanied children (i.e. children cannot travel alone) aged 2-11 travel for $15 on Saturdays, between January 11 and February 8, 2020, up to 5 children per booking. 

Where did Canada’s Most Expensive Annual Fee Card Go?

ByMatt

As the title says it, today I am going to discuss Canada’s credit card with the highest annual fee. This post does not count any secret credit cards that are by invitation only, such as the Centurion card from American Express. I am focusing on cards that the general public can actually apply for.

The winning credit card with the most expensive annual fee in Canada goes to the American Express AeroplanPlus Reserve Card.

Temporarily Unavailable

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App-O-Rama (8 Credit Cards Turnover)

ByMatt

I have yet to write a post like this one, even though I get this request fairly often. You have probably read from many different American bloggers who apply for 3-4 credit cards every 91 days (i.e. every quarter). Basically, the reason for this is because after 91 days, that’s 3 monthly cycles, your credit score would have recovered to the point where you can apply for more credit cards. Every 3 months, you want to leverage your high credit score to qualify for several cards. The reason we would apply to 3-4 at once, is because it used to take more time for the credit bureau to update our credit scores. So if you apply for 3-4 on the same day, all institutions would see the same high credit score to help you qualify for your credit card.

*Read more about credit scores in our designation section of the blog: Credit Scores Section.

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Top Cash Back Credit Card Offers for January 2020

ByMatt

A new year means we should expect some new offers. But for now, most offers are rolling over or extended (namely National Bank) from 2019. Most offers are expiring at the end of March.

Note that this post focuses on temporary offers. Our Top Cash Back Credit Cards page continues to list current offers that are not exclusive to limited time offers like this post.

Highlights

The biggest change to the list is the Scotia Momentum Visa Infinite Card coming back with its 10% cash back welcome offer, along with the first year fee waived. The TD Cash Back Visa Infinite Card extended its matching introductory offer, but has a weaker normal earning ratio than the Scotia Momentum Visa Infinite Card.

WestJet Status Match Challenge

ByMatt

WestJet Rewards is currently allowing Air Canada (Altitude) and Porter Airlines (VIPorter) members to status match with its rewards program. 

Looks like WestJet is aggressively trying to challenge Air Canada ahead of their full integration with Aeroplan in June 2020. 

WestJet members can now achieve either Silver or Gold with WestJet Rewards that runs will March 31, 2020. You can extend the benefit period by completing additional challenges. Below are the details of the challenges.

$25,000 in Flights with AIR MILES Flight-A-Day Giveaway

ByMatt

AIR MILES is doing a Flight-A-Day Giveaway. Below are the details of the contest.

Prize Details

There are two primary prizes that you can win:

1 of 30 $5,000 daily flight voucher prizes
Grand Prize of $25,000 flight voucher

There is a limit of 1 daily flight prize per member, but the good news is that winning one of the 30 winners of flight prizes will still allow you to win the Grand Prize.

Rundown of Delta Air Lines’ SkyMiles for Canadians (updated January 8, 2020)

ByMatt

It has been almost 2 years since I last wrote about Delta Air Lines (Delta). The main reason is because there are no major updates that would affect the Canadian members of its frequent flyer program, SkyMiles. There are some minor changes (especially to its hotel partners) though, so I thought I’d give this post a proper update. 

Expiry Policy

SkyMiles does not have an expiry policy, so once you earn miles, they stay in a member’s account for as long as they want without worrying about activity.