Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Top Cash Back Credit Card Offers for December 2018

As we close out the year, I would like to point out that it has been a significant year for cash back credit cards. For better or worse, there have been many significant promotional offers, including some current 10% cash back bonuses.

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2018

Most promotions started on November 1, 2018, so there are only a few minor changes this month. I ranked the credit cards by the price of the annual fees (lowest to highest): BMO SPC Air Miles MasterCard – no annual…

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Highest Current Cash Back Promotions (at least 5% and up)

As you already know, we publish a monthly Top Cash Back Credit Card Offers. That mostly lists higher than normal bonus promotions. However, with several significant cash back offers, I thought I’d give another type of list a try. The reason is because the industry seems to be putting a lot more emphasis on cash back offers. 

Since Pointshogger is about maximing rewards for Canadians, I’ve always told myself that if the industry were to ever shift towards cash back, miles and points would have to take a back set. Unfortunately (or fortunately, depending on how you see it) in Canada, there were many co-branded airline and hotel credit cards that have discontinued over the past few years.

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Air Canada Enters Next Stages of Acquiring Aeroplan

As you probably hear already, Air Canada moved closer to buying out Aeroplan for $450 million. 

I was still holding out hope that this deal would fall through. I was really hoping to see what would happen with Aeroplan’s initiatives, especially with Porter Airlines. Guess it will essentially be business as usual with Aeroplan sticking to Air Canada. 

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Best Current First Year Fee Waived Cards for November 2018

Several promotions expired at the end of October, so there are quite a few changes and extensions this month.

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
If you would like to see other lists as well, please let us know in the comment section below.

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Shop The Block Promotion with Air Miles

Air Miles’ Shop The Block promotion is back!

Air Miles collectors can earn up to 2,000 bonus miles. Below is a breakdown of the promotion:

Shop at participating partners between November 15, 2018 to December 27, 2018.
Earn 300 bonus miles when you use 3 different partner offers
Earn 1,000 bonus miles when you use 5 different partner offers
Earn 2,000 bonus miles when you use 7 different partner offers

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Top Cash Back Credit Card Offers for November 2018

A new credit card (Simplii Financial Cash Back Visa Card) has hit the market with a bang! For the first time ever, we are seeing two 10% cash bonus promotional offers. Furthermore, several promotions that ended last month had some changes to their offers. Check out the updates below.

Please let us know in the comment section below if you would like to see other types of monthly lists as well!

For this post, I listed the credit cards based on their annual fees.

Capital One Airline Transfer Program

Capital One in the United States announced a new airline transfer program. Currently, you earn fixed rewards, which means for every 1 point that you earn, it is worth 1 cent in reward redemption. Going forward (effect December 2018), they have partnered with 12 different airline partners. Normally, I would not write about a U.S. only program, the reason I wrote about it this time is because I saw Air Canada Aeroplan as one of the transfer partners. Is this a preview that we may have something in Canada? I’m not holding my breath, but one can dream.