Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
| | | |

Current Credit Card Strategy

I have been asked this question fairly often, so I think that I am due for writing a post about my current credit card strategy.

First off, I would like to go on record saying that my main goal has always been to bring my credit card bills down to zero. Any time I can find ways (not an easy feat) to reduce my costs, that is my highest priority. The goal is to keep my overall total monthly credit card bills to under $1,000 per month for a family of 3 and a business, which has been working out (minus a one time home renovation bill)!

| |

Top Cash Back Credit Card Offers for April 2017

Personally, I am still not a big fan of cash backs (mostly because of the lack of significant sign up bonuses), but it seems to be a big trend in Canada. Either way, there are still some decent options to look out for.

By the way, thank you Greg, for some feedback last time. I updated the posts accordingly this time around. Keep in mind that in most cases, the emphasis is really more on the promotional offer.

Capital One Tips on Protecting Against Credit Card Fraud

Capital One Canada has reached out to me to share a research that they conducted on credit card fraud. This has become a very sensitive topics in recent years, so Brent Reynolds, Managing Vice President of Capital One Canada, also provided some tips below on how you can better protect your personal information.

See also: All our posts about Capital One credit cards

Delta Air Lines will offer up to $9,950 to Passengers on Overbooked Flights

How crazy is that? CBC published an article reporting that Delta Airline is going to offer up to $9,950 to passengers on overbooked flights. Note that the offer is broken down as follows:

Gate agents – up to $2,000 (up from previous $800)
Supervisors – up to $9,950 (up from previous $1,350)

|

Rundown of Delta Air Lines’ SkyMiles for Canadians (updated April 13, 2017)

Delta Air Lines has a fair amount of flights coming into Canada. Of course I would like to see more, to help with the competition. Today’s post is a rundown on how Canadians can utilize Delta’s rewards program called SkyMiles.

Note that Delta Air Lines is a member of SkyTeam. Personally, I rarely fly with SkyTeam, but if I do, I bank my miles to Delta because of its expiry policy.

Canadians Can Now Participate with U.S. Travel Association Daily Getaways!

You can purchase amazing travel getaways across the United States at discounted prices with the U.S. Travel Association through a promotion called the Daily Getaways. Offers are sold at a fixed price in limited quantities on a first-come, first-serve basis. Offers are purchased on the site but booking can be done at a later date. A new offer comes out at 1:00pm ET every weekday beginning April 10, 2017.

|

RBC Devaluing Conversion to American Airlines AAdvantage

One of my readers email me a few days ago about this, I was in denial for a few days. But it is true. If you log into your RBC Rewards account, you will find the following wording:

Please be advised of the upcoming changes to the conversion of RBC Rewards points to American Airlines AAdvantage miles through the RBC Rewards program. Effective May 2, 2017, for every 10 RBC Rewards points which is converted, you will receive 7 AAdvantage miles. A maximum of 500,000 points may be converted annually. A minimum conversion of 5,000 points continues to apply each time.