Credit Cards

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Current 10% and Above Cash Back Offers for December 2021

ByMatt

There was only one change to this month’s list. Tangerine had their two 15% cash back offers extended to the end of January.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

Note that we have split up the list into temporary (limited time) and permanent offers (indefinite, but can end any time without notice).

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Rundown of the Scene Program (updated December 6, 2021)

ByMatt

It has been over 2 years since our last full rundown of the Scene Rewards program (minus a feature update). So we are long overdue for an update, so let’s get going. 

Expiry Policy

As with most rundowns of loyalty programs that do, we start with the expiry policy, since this seems to be a big issues for anyone looking to get the ball rolling into the miles and points world. 

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2021

ByMatt

The RBC offers ended last month, but were extended to April 2022. That being said, several TD offers expire today. So if you have been thinking about these offers, today is the day to go for it. 

Furthermore, the National Bank offers are expiring before the end of the month. 

Top Higher than Normal Sign Up Bonuses for December 2021

[REVIEW] Neo Card™

ByMatt

UPDATE (APRIL 7, 2022) – Name change of credit card

The cash back credit card industry has really seen a surge in competition over the past 3 years. Neo Financial offers a very unconventional card option that is worth a look. The details may be difficult to find, but we will share our strategy behind it.

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Best Current First Year Fee Waived Cards for November 2021

ByMatt

For this month, one different change is that the Brim card pushed its deadline to December 31, 2021. What is different than before is that they would extend their promotion period by 1 month at a time only. This time, they pushed it by 2 months.

[REVIEW] Scotiabank Passport Visa Infinite Card

ByMatt

Scotiabank offers a very underrated travel credit card called the Scotiabank Passport Visa Infinite Card. Today, we are going to post a detailed review of some of the features of the cards and why I find it an underrated travel credit card.

Furthermore, there is a current promotion that expires in 5 days, so if you are looking to sign up for the card, now is as good a time as any!

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Current 10% and Above Cash Back for November 2021

ByMatt

This is the last month for the record high 15% cash back offer with Tangerine’s 2 cards: Tangerine Money-Back Credit Card and Tangerine World MasterCard. Now the 10% cash back offers with Scotiabank and BMO seem less significant, but they are also expiring this month as well. 

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

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Top Credit Card Higher than Normal Sign Up Bonuses for November 2021

ByMatt

For this month’s list, most of the BMO promotions that expired last month were pushed to December of 2022. While the RBC and a couple of Scotiabank promotions are set to expire this month. 

Top Higher than Normal Sign Up Bonuses for November 2021

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Best Current First Year Fee Waived Cards for October 2021

ByMatt

For this month, some minor changes, including HSBC coming up with a new offer that runs until the end of January 2022. All of the BMO and Scotiabank offers have already been extended, so they will not be coming to an end as quickly as mentioned in last month’s list. That leaves only Laurentian and Brim cards expiring this month. Granted, Brim continues to extend their offer one month at a time. It has been going on for over a year now.