Credit Cards

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Best Current First Year Fee Waived Cards for December 2019

ByMatt

The most significant change this month is that all the TD offers expired from last month’s list, but they have new offers in place now. The one card that you might want to give a deeper look at is the Scotia Momentum Visa Infinite Card which is currently waiving its first year annual fee. This offer is coming to an end in a few days. 

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2019

ByMatt

Most offers this month started in November, since many promotions ended in October. So the majority of this list is carry-over from last month and end sometime in 2020 (GASP! Already almost the new year). For the most part, it was TD that ended their offers and created some new ones that run for the next few months. 

Top Higher than Normal Sign Up Bonuses for December 2019

Tiers / Levels of Credit Cards (updated December 2, 2019)

ByMatt

We last wrote a post about this topic back in 2015, so no doubt this was due for an update.

The topic today is to discuss the different types of credit cards in Canada. The three primary credit card companies are: American Express, MasterCard and Visa. However, each company have different tiers of cards. Each level offers different benefits.

Tiers of Credit Card

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Best Current First Year Fee Waived Cards for November 2019

ByMatt

Quite a few offers ended last month, but most offers got extended for this month. Ongoing Offers The reason I left this list (ongoing offers) up is that there are so few (just 2 really) permanent first year fee waived…

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Top Cash Back Credit Card Offers for November 2019

ByMatt

Many offers expired at the end of October, so November is mostly a fresh month with many new offers that were either extended or changed up. You will even notice some offers that were supposed to end in November that got preemptively extended.

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Comparison of the AMEX Air Miles Reserve, Platinum and BMO Air Miles World Elite Cards

ByMatt

Quite a few changes were made to the American Express Air Miles Reserve Card and BMO Air Miles World Elite MasterCard since I wrote the comparison post, so I thought I’d give a proper update to both cards at the same time. But this time, I added the American Express Platinum Credit Card into the mix as improvements to the card made it a more viable option. 

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RBC 50% Transfer Bonus to British Airways

ByMatt

Royal Bank is offering a generous 50% transfer bonus to British Airways Executive Club between November 1, 2019 to December 15, 2019.

There is a 10,000 RBC Rewards points minimum requirement at a 1 to 1 transfer ratio. But it is increments of 1 point thereafter. So 10,000 points will get you 15,000 Avios (instead of 10,000).

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Top Credit Card Higher than Normal Sign Up Bonuses for November 2019

ByMatt

Quite a few promotions ended at the end of October, but most promotions either got extended or repurposed. 

Top Higher than Normal Sign Up Bonuses for November 2019

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

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Top No Annual Fee Canadian Credit Cards

ByMatt

You may have noticed by now that we added a new page to our menu bar due to popular demand. Under Top Credit Cards, you will find Top No Annual Fee cards. You will probably notice that most of the listed cards are sprinkled between all the other categories. But now we have all of them in one page. Out of all the lists that we have, this might be the longest one.