Capital One

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Top No Annual Fee Canadian Credit Cards

ByMatt

You may have noticed by now that we added a new page to our menu bar due to popular demand. Under Top Credit Cards, you will find Top No Annual Fee cards. You will probably notice that most of the listed cards are sprinkled between all the other categories. But now we have all of them in one page. Out of all the lists that we have, this might be the longest one. 

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2019)

ByMatt

I have been debating how often I should update this post. I decided on 6 months, and it has been the latest trend anyway. There has been several changes (though mostly in the bottom half of the rankings) to the industry in that period of time to warrant an update anyway. Most significantly, it was time to include Brim Financial and Cuets.Every time I write up an update, I generally try to have a theme throughout the post. This time around, I am going to emphasis more on the gap between the rankings.Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

Capital One Airline Transfer Program

ByMatt

Capital One in the United States announced a new airline transfer program. Currently, you earn fixed rewards, which means for every 1 point that you earn, it is worth 1 cent in reward redemption. Going forward (effect December 2018), they have partnered with 12 different airline partners. Normally, I would not write about a U.S. only program, the reason I wrote about it this time is because I saw Air Canada Aeroplan as one of the transfer partners. Is this a preview that we may have something in Canada? I’m not holding my breath, but one can dream.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated November 1, 2018)

ByMatt

It has been 6 months since my last update, so I think it was due. Since last time, I started a new ranking system where I just flat our ranked the credit card companies, rather than grouping them. Note that promotions are factored into the rankings, but because they are only temporary offers, more weight is put into their regular offers.

Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

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Top Credit Cards to Use on Road Trip (updated June 12, 2018)

ByMatt

As we approach the summer months, road trips become more popular. What you want to do is have a nice batch of credit cards to use to optimize spending during the trip. Depending on where you are going, you may want to consider a different grouping of cards.

As a Canadian, generally road trips will either be across Canada, into the United States and some even all the way to Mexico. So I will provide a sample of some of the combinations that can put together.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2018)

ByMatt

A few companies need to be added to this list, so I thought it was due for an update from 6 months ago. Most of the ranking changes occurred in the bottom half of the list. Furthermore, I also revamped the list to go with a pure ranking system instead of the previous grouping system. I think that it will run smoother now.

Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

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Top Credit Cards to use at Restaurants (updated February 17, 2018)

ByMatt

It has been just over a year since I last updated this post. A few changes to the industry means this post is due for an update. Usually I update this post ahead of Valentine’s Day, but hey, we eat all year round. Furthermore, this has been a long winter in some parts of the country, so spring and summer cannot come soon enough, where we might be more willing to go out. So below is a list of the top credit cards to use at restaurants if you want to prepare for warmer weather ahead of time.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2017)

ByMatt

A few significant changes occurred in the credit card scene since the last update, so it is time for me to update the list.

Usually, I write more of a summary on what is happening with the company. However, this time around, I will write more about what I would like to see from each company.

Please share your thoughts on what improvements you would like to see to the credit card market in the comment section below!

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[DISCONTINUED] Capital One Aspire Travel World Elite MasterCard

ByMatt

The last time we had a brutal year on credit card discontinuations was in 2014. I guess at some point, we were due for another one this year. It saddens me today to write about the Capital One Aspire Travel World Elite MasterCard has been discontinued, especially since I am a cardholder myself. 

Accordingly to my contacts at Capital One, they provided me with the following: 

As a result of changing market conditions, we will no longer be offering the Aspire Travel World Elite MasterCard to new customers. The evolving interchange environment has made this product unsustainable. There is no impact to existing customers at this time.