Royal Bank of Canada (RBC)

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Top Credit Card Higher than Normal Sign Up Bonuses for June 2021

Two months ago, the HSBC offers came to and end, only to show back up a little different this time around. The two American Express promotions expired last month. For this month, only the RBC WestJet offer is up for expiry, but RBC also added 4 new offers that will expire in July.

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Top Credit Card Higher than Normal Sign Up Bonuses for May 2021

For this month’s list, HSBC has come off from last month. The two American Express promotions expiry today. So if you are still thinking about it, today is the last chance. Also, there are 2 TD credit card offers that expiry at the end of the month too. 

Top Higher than Normal Sign Up Bonuses for May 2021

The cards are listed by expiry dates, with the most recent one first. We included specific months so that it is easier to find the information. If there is a tie-break in terms of expiry day, then it is sorted by annual fee (lowest to highest), then alphabetical order.

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Credit Cards which offer Free Airport Lounge Access (updated April 19, 2021)

It has been over 2 years since our last update of this post. Quite a few changes were made since then, such as the re-branding of all the Aeroplan c-branded cards with American Express, CIBC and TD. Furthermore, there are some additional options from BMO and RBC. So this post is due for an update!

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Top Credit Card Higher than Normal Sign Up Bonuses for April 2021

For this month’s list, HSBC extended its offer that was expiring last month. Now it expires in the middle of this month month. While RBC changed up its offer which now expires in June. 

Top Higher than Normal Sign Up Bonuses for April 2021

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Top Credit Card Higher than Normal Sign Up Bonuses for March 2021

For this month’s list, the HSBC and RBC offers are coming to an end, but we introduce the 40,000 sign up bonus Scotiabank Gold American Express.

Top Higher than Normal Sign Up Bonuses for March 2021

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Top Credit Card Higher than Normal Sign Up Bonuses for February 2021

I can’t believe we are already into the second month of 2021. Time is just flying, However, most of the current offers are still rollovers from 2020. The newest additions are the American Express and HSBC offers that were added, while the Scotiabank Passport Visa Infinite Business Card is the first set to expire from the list. 

Top Higher than Normal Sign Up Bonuses for February 2021

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2021

It’s already a new year! For now, most offers are still running from the year before. Only the RBC WestJet is coming off this month’s list so hopefully we will be seeing new offerings coming this year. 

Top Higher than Normal Sign Up Bonuses for January 2021

The credit cards are ranked by the price of the annual fees (lowest to highest):

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[READER QUESTION] What to do with RBC Avion Points?

I cannot believe that it has been almost 6 years since I last wrote a post about RBC Avion points program. The reason I am writing about it today is because many people were able to snag the 25,000 or 35,000 Avion points sign up bonus (first year fee waived) promotion with the RBC Avion Visa Infinite just under a year ago (offer expired February 28, 2020). For the churners out there who do not want to pay the annual fee, they will need to decide what to do with their points, but there has yet to be a transfer bonus to frequent flyer programs.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list.