Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Top Credit Card Higher than Normal Sign Up Bonuses for September 2016

The list has really trimmed down for this month. I really hope that it picks back up as we lead into the fall, but with record profits, that doesn’t seem likely at the moment.

What a Rise in Bank Profits Means for the Rewards Industry

Another report, another profitable quarter for the Big Banks. Apparently Canada’s top 6 banks (in alphabetical order: Bank of Montreal, CIBC, National Bank, Royal Bank, Scotiabank, TD Canada) earned a combined $10.4 billion in one quarter or a 12.6% increase from last year. I recently wrote a post about What to do in a Declining Miles and Points Industry.

What to do in a Declining Miles and Points Industry

It’s no secret that it feels like the industry is tightening its belt as the economy recovers. Fewer churning options, lower sign up bonus offers, less first year fee waived opportunities. It’s so easy to write things thoughts and ideas. The hard part is to focus on the positives. So let’s get some negatives out of the way first, so that we can have a more positive post:

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Favourite Hotel Elite Perks Listed by Loyalty Program

I was previously asked what are the best hotel elite benefits. I believe that this is a strongly personal question, because it is based on personal preferences, as well as specific travels. In other words, depending on where you want to go, you may want to take advantage of a different benefit. I would not get too caught up on very specific benefits, it is always better to remain flexible and open minded to what’s available, along with customizing to specific needs.