Thoughts on Credit Card Churning
People often ask how others are able to accrue so many miles and points so quickly without flying much. One of the ways to do it is by credit card churning.
People often ask how others are able to accrue so many miles and points so quickly without flying much. One of the ways to do it is by credit card churning.
I have been very blessed all my life to have had the opportunity to travel to many places around the world. It may not be an extensive list compared to many people, but here is the list of countries (24) that I have been to: Australia, Austria, Bahamas, Barbados, Belize, Cayman Islands, Czech Republic, Dominica, France, Grenada, Hungary, Isla Roatan, Italy, Japan, Mexico, Monaco, Puerto Rico, St. Maarten, St. Thomas, Trinidad and Tobago, Sweden, Switzerland, United Kingdom, United States of America.
You probably already noticed by now that I post about the PointsBreak promotion from IHG Rewards a day after it is actually released. The reason I do not post about the preview list is to ensure that the list is finalized that officially available to everyone. Feel free to check out the other Bloggers on BoardingArea if you want to catch the preview list ahead of time.
I have previously written a post about The Importance of Diversification, but I feel that I am due for an update on this discussion. The temptation is to pool all our miles and points into one program, especially if we do not have many means to earn a lot of points and the desire to accumulate more miles or points into one program so that we can have a more decent reward redemption.
In the world of earning miles and points, we mostly think of travelling by plane and staying at hotels. However, the are also lots of positive in taking road trips instead. Below are some of my top reasons for taking a road trip.
The cash back competition continues to hear up as CIBC is now offering its first year fee waived to its Dividend Visa Infinite Card. If you have been contemplating signing up for this credit card, now is a great time to do so.
The Canadian dollar has recently fallen below 69 cents, hitting a 13-year low. This really hurts the wallet for those who want to travel down south. The amount you see on a US price tag needs to be multiplied by almost 1.5 times to equate to the price in Canadian dollars.
As I suspected, the credit card cash back competition is heating up. First up, in 2016 is the new Desjardins Cash Back World MasterCard. Right when I called Desjardins out to step up their game. Let’s see how worthwhile this new cash back credit card is.
Aeroplan and American Express have teamed up to offer 4 co-branded charged cards. They do not offer any credit cards cards, no any business version of the cards. Below is a list of changes and sign up bonus Aeroplan promotions to look out for.
American Express Membership Rewards is once again offering a 25% transfer bonus to the British Airways Executive Club.