Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Which Credit Card Company I would Like to See Step Up Their Game

Outside of the top 5 big banks (TD, Royal Bank, CIBC, Bank of Montreal, Scotiabank), which control much of the financial industry in Canada, it is slim pickings thereafter. American Express has a decent foothold in the Canadian credit card market, but there are a few companies that can breakthrough if they made some bolder moves.

More Negative Changes to the American Express Referral Program

American Express Canada is continuing to make negative changes to its sign up bonus and referral program. First, we saw the change to only one lifetime sign-up bonus per credit card. The only except is if you are referred by a friend, but that policy also took a negative hit where you need to wait at least 6 months in between sign ups.