Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Best Current First Year Fee Waived Cards for September 2019

ByMatt

First year fee waived offers are amazing, because it allows you to try a card for one year (less one day) without incurring an annual fee. Once you get used to it, you can decide whether you want to continue with the card the subsequent years. Often times, cards offer enough additional benefits to justify paying the annual fee year after year. Other times, not so much.

For this month, I am going with the featured card theme, as there is a card that I did not ever expect to waive its annual fee. 

Thoughts on Canada’s Air Passenger Protection Regulation

ByMatt

CBC recently published a story about two stories of people who received compensation for being denied boarding. One from Air Canada and another from WestJet. It took some work to receive their share of the compensation, no shortage of frustrations, but they finally received what they felt they were owed. 

Basically, the Federal Government enacted a new law for more passenger protection. The new law comes into effect in two phases:

Since July 15, 2019, airlines have been required to meet new obligations concerning communication, denied boarding, tarmac delay, baggage and the transportation of musical instruments.
On December 15, 2019, the remaining obligations will come into effect.

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Top Cash Back Credit Card Offers for September 2019

ByMatt

For September’s list, quite a few National Bank credit card offers have been added to the list. Only one offer is expiring before the end of the month, otherwise most offers run until the end of October. 

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[PROMOTION] 30% Transfer bonus to Aeroplan

ByMatt

Seems like I am almost writing daily about Air Canada’s Aeroplan lately. They seem to be on a roll in terms of offering bonus miles. The latest promotion is the conversion bonus from hotel loyalty programs to Aeroplan, which runs from September 9, 2019 to September 22, 2019. 

During this promotion, Aeroplan members can earn 30% bonus miles with the following chains: 

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[PROMOTION] Air Canada: Earn Your Wings

ByMatt

Starting today (September 9, 2019) until November 29, 2019, Air Canada is once again running it’s Earn Your Wings campaign. This is where Air Canada Altitude members can participate in a number of travel-related challenges in order to earn Wings and Badges that translate into bonus Aeroplan miles.

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Top Credit Card Higher than Normal Sign Up Bonuses for September 2019

ByMatt

The changes from last time include two of TD offers ending, but they started some new ones. Furthermore, the BMO SPC card has been discontinued completely. Most offers listed below end on October 31, 2019, so if you are still thinking about the cards, there is still time. 

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RBC 20% Transfer Bonus to American Airlines AAdvantage

ByMatt

RBC is once again offering its 20% conversion bonus to American Airlines AAdvantage miles. The bonus is applied for transfers between September 3, 2019 to September 30, 2019.

Normally, you can earn 7 miles for every 10 miles that you earn. With the 20% bonus, you can earn 8.4 miles for every 10 RBC Rewards points converted. There is a 5,000 RBC Rewards points minimum requirement transfer. But it is increments of 1 point thereafter. So 5,000 points will get you 4,200 miles (instead of 3,500).