Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

Capital One Airline Transfer Program

ByMatt

Capital One in the United States announced a new airline transfer program. Currently, you earn fixed rewards, which means for every 1 point that you earn, it is worth 1 cent in reward redemption. Going forward (effect December 2018), they have partnered with 12 different airline partners. Normally, I would not write about a U.S. only program, the reason I wrote about it this time is because I saw Air Canada Aeroplan as one of the transfer partners. Is this a preview that we may have something in Canada? I’m not holding my breath, but one can dream.

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Top Credit Card Higher than Normal Sign Up Bonuses for November 2018

ByMatt

Quite a few cards promotions are expired at the end of last month, but many promotions began this new month. I ranked the credit cards by the price of the annual fees (lowest to highest): BMO SPC Air Miles MasterCard…

Earn 10% Cash Back with Scotia Momentum Visa Infinite Card

ByMatt

Scotiabank has decided to up their game and offer a 10% cash back promotion with its Scotia Momentum Visa Infinite Card. Let’s see what this 10% really entails. 

For now, let’s list the highlights of this credit card: 

$99 annual fee (first year fee waived if you apply before February 29, 2019)
Earn 10% cash back on first $2,000 in spending or within the first 3 months (whichever is completed first) (if you apply before February 29, 2019)

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated November 1, 2018)

ByMatt

It has been 6 months since my last update, so I think it was due. Since last time, I started a new ranking system where I just flat our ranked the credit card companies, rather than grouping them. Note that promotions are factored into the rankings, but because they are only temporary offers, more weight is put into their regular offers.

Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

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Happy Halloween! Rundown of the Scene Program 2018

ByMatt

Happy Halloween Everyone!

Another year, another annual (2013, 2014, 2015, 2016, 2017) traditional of providing a rundown of the Scene rewards program on this day. This year might have been the year that I went to watch the most movies ever. I accrued a fair number of Scene points that needed to be used!

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Best Current First Year Fee Waived Cards for October 2018

ByMatt

Most promotional offers are running until the end of October, so few changes from last month.

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
If you would like to see other lists as well, please let us know in the comment section below.

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Comparison between TD, CIBC and RBC Infinite Travel Cards (updated October 20, 2018)

ByMatt

As requested by one of our readers, this post was due for an update from last time. This post is to compare similar Visa Infinite Travel cards offered by CIBC, RBC and TD. 

There were several changes that warrants and up to this comparison post. But first, let’s start with listing the highlights of each card and then the commentary afterwards:

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Top Cash Back Credit Card Offers for October 2018

ByMatt

Quite a few promotions are expiring at the end of the month. They may get extended, but if you do not want to take a risk, now would be the time to sign up for them. 

Keep in mind that we also have an going Top Cash Back Credit Cards page which consists of permanent and temporary offers, while this post focuses on temporary offers only.

Note that we also have two other types of recent monthly lists going on:

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Top Credit Card Higher than Normal Sign Up Bonuses for October 2018

ByMatt

Quite a few cards promotions are expiring at the end of the month. I suspect some may get extended, but if you do not want to take a chance, now would be the time to take advantage of those offers. I expect to see a lot of changes come November. Will check back with you again next month with the new list.