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Best Current First Year Fee Waived Cards for March 2022

For this month, the few offers that will be expiring in early April will not make it to next month’s list. TD offers that expired recently were changed and now ending in either May or July. 

Also noteworthy is that the Plastk Secured Visa Credit Card has a decent first year fee waived offer for Canadian students looking to build their credit score. 

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Best Current First Year Fee Waived Cards for February 2022

For this month, all the promotions that expired last month were extended. Brim and Laurentian Bank extended its offer last month to expire this month, while HSBC pushed it to early April.

That leaves several Scotiabank offers expiring this month. 

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Best Current First Year Fee Waived Cards for January 2022

For this month, several offers are coming to an end, notably the HSBC offers. Aside from that, Canada has a healthy amount of first year fee waived promotional offers overall with BMO, Scotiabank and TD leading the way. Hope to see other companies jump on board! 

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Best Current First Year Fee Waived Cards for December 2021

TD had most of their promotion ending from last month’s list, but they ended up extending most of their offers to March 2022 (with some minor tweaks to the offer) or May 2022.

The Brim offer is coming to an end this month. Usually they extended it by 1 month at a time. This time around, they extended by a rare 2 months in one shot, so there is a chance this will really come to an end this time. Or maybe they will offer something different instead starting January. Either way, if you have been thinking about this card for a while now, as is as good a time as any to go for it. 

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 21, 2021)

It has been just over a year since our last update (December 1, 2020) of the rankings list. The timing works well to update again this month, since we are coming to the end of the year. Now we get a snapshot of 2021, as we head into 2022.

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Best Current First Year Fee Waived Cards for November 2021

For this month, one different change is that the Brim card pushed its deadline to December 31, 2021. What is different than before is that they would extend their promotion period by 1 month at a time only. This time, they pushed it by 2 months.

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Best Current First Year Fee Waived Cards for October 2021

For this month, some minor changes, including HSBC coming up with a new offer that runs until the end of January 2022. All of the BMO and Scotiabank offers have already been extended, so they will not be coming to an end as quickly as mentioned in last month’s list. That leaves only Laurentian and Brim cards expiring this month. Granted, Brim continues to extend their offer one month at a time. It has been going on for over a year now. 

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Best Current First Year Fee Waived Cards for September 2021

For this month’s list, the HSBC promotions are set to expire in 2 days, so if you have been thinking about it, now is the time to go for it. While the Brim World Elite MasterCard continues to be extended on a monthly basis, so there is no way to know when the extensions will end.

National Bank has added 3 credit cards to this month’s list (see more details in the “November 2021” section): 

National Bank Platinum Mastercard
National Bank World Mastercard
National Bank World Elite Mastercard

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Top Credit Card Higher than Normal Sign Up Bonuses for September 2021

The Scotiabank Gold American Express promotion that expired last month got extended to November, while the RBC WestJet World Elite MasterCard had a slight change to its offer that now expires in January. 

As for this month, there are several promotions expiring from American Express, HSBC and RBC.

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Best Current First Year Fee Waived Cards for August 2021

All the TD offers that expired in the last list were extended and/or modified until December 5, 2021. Only the business card came off the list. 

For this month, I would look into the 10% and first year fee waived offer with the Scotia Momentum Visa Infinite Card which is expiring.