Manufactured spending


AC Conversion Offers Coming to an End

CIBC has been running a Mexico Contest where you can qualify to win flights for two to Mexico by loading your Air Canada AC Conversion Visa Prepaid Card with at least $100 of foreign currency. 

This contest ran from February 26, 2018 to April 8, 2018. The prize is an Air Canada travel promo code for economy class travel for two to a city in Mexico serviced by Air Canada  Odds of winning depend on number of eligible entries received.  


$25 Sign Up Bonus with AC Conversion

The last time I wrote about this card, it ended up being a very messy post with all the updates. Today, I will write up a cleaner version of it.

CIBC’s Air Canada AC Conversion Visa Prepaid Card is currently running a $25 Welcome Reward Credit if you preload between $500 and $2,999 in one or more of the foreign currencies before March 20, 2017. That’s a pretty sweet deal, so now is as good a time as any to get your card, if you haven’t already.

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Best Credit Cards for Foreign Purchases (updated January 22, 2017)

A question that has been frequently asked. Which credit card should I use when I am abroad? Different credit card companies have their own ways of selling it. You may see a lot of advertisement about best credit card to use when travelling. However, just to make that distinction, some credit cards are great to use for travel expenses that are spent in Canadian dollars, while other credit cards are better to use on purchases that are in foreign currencies.

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Top Ways to Earn Miles and Points Without Travelling and Credit Card Spending

How often have you heard someone say, I do not collect miles or points because “I do not travel enough” or “I do not spend enough on my credit card”.

There are many different ways to earn miles and points without travelling much and being a big spender. Today, I will list these alternative top 5 ways to earn miles or points.


Another Shift in the Miles and Points Industry

As we wind down a strong credit card sign up bonus year, there may be a possible shift in the industry.

Avery from DCTA recently wrote a post about How Ontario’s New Law Could Ruin it All, along with my post Ban on Expiry of Loyalty Miles and Points Has Passed in Ontario. I think it’s safe to say that we are both worried about devaluations coming down hard. Which means that we may need to change up our strategy again.

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About the CIBC Air Canada AConversion Card Visa Prepaid Card

CIBC is offering something called the Air Canada AConversion Visa Prepaid Card. A prepaid card is a card where you can use your credit card to pre-load the card with a specific amount of funds to be used at a later date. You can use this like a credit card (wherever accepted). The main difference between is that instead of a credit limit, where you use the limit first, and then pay off the balance when it is due, you have to preload the card with money, and you can only use what is loaded into the card. There is no credit limit.