I have been asked this question many times. What do you have in your credit card portfolio? Well, here it is! I would like to note that I set my wife up on a different credit card portfolio than mine,…
American Express is offering a promotion for fixed reward redemptions that runs between February 16, 2016 to May 31, 2016. First of all, you can earn Membership Rewards points (“MR”) with the following credit cards:
Earning and redeeming miles and points are great. But what happens if you do not have enough rewards to book your trip? Then you need to pay the travel expenses (namely air fare, hotel and car rental). So what’s the best credit card to optimize the return on your rewards?
For those of you who don’t like paying annual fees. This is the post for you. Personally, I would actually prefer signing up for credit cards that waive their first year annual fees. Those are generally the credit cards with much more generous sign up bonuses. So you take the bonus first, then decide what you want to do with the credit card after the first year. In some cases, it may make sense to pay the annual fee.
American Express in the United States has already completely discontinued its referral bonuses. This is one instance where it is a good thing that Canada is still lagging behind. It is fairly well documented that American Express Canada only has a handful of credit cards or charged cards left that give a referral bonus.
Carefully putting together a credit card portfolio to optimize your purchases can be a hassle. That being said, a frequent traveller has a lot of travel expenses that can be optimized if you put together a strong credit card portfolio.
The beginning of January started off pretty week, and things started to pick up as the month went on. Below are the top current higher than normal credit card sign up bonus offers to watch out for. As a result, February’s list looks a lot more promising with a few more choices.
This is not going to be an easy post to write, but I did want to try to pin each financial institution against each other to see how they fair. This is going to be a very subjective post where I am going to rank each each company based on their overall credit card portfolio. I am also going to list out some of the top credit cards offered by each institution.
Aeroplan and American Express have teamed up to offer 4 co-branded charged cards. They do not offer any credit cards cards, no any business version of the cards. Below is a list of changes and sign up bonus Aeroplan promotions to look out for.
American Express Canada is continuing to make negative changes to its sign up bonus and referral program. First, we saw the change to only one lifetime sign-up bonus per credit card. The only except is if you are referred by a friend, but that policy also took a negative hit where you need to wait at least 6 months in between sign ups.