Credit card

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Top No Annual Fee Credit Cards (other than cash back)

I previously wrote about the top “cash” back no annual fee credit cards in Canada. Below are the top other types of no annual fee credit cards. Keep in mind that these credit cards are specific to a loyalty program. So unless you use these programs, you’re better off getting a cash back credit card instead.

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[ANALYSIS] American Express Platinum Card

If there is one absolute best Canadian travel credit card out there, the American Express Platinum Card might be it. The catch is, it is only the best credit card if you maximize all the perks. This card earns you Membership Rewards points that do not expire so long as you have a credit card that collects Membership Rewards. Here are the highlights of the card:

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[TRAVEL] Best Travel Credit Card

If you are a frequent traveler outside of Canada we have very slim pickings on what is available to us. But there are still some hidden gems out there. Please keep in mind that the suggestions below are for frequent flyers (I would say at least 5 or more trips per year outside of Canada).

First of all, if you plan on renting a car or buying a flight ticket, I recommend using some of the top travel rewards credit cards that have good travel insurance coverage. My top picks are:

American Express

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Top No Annual Fee CASH BACK credit cards in Canada

There is no absolutely one best no annual fee credit card for all type of purchases in Canada. It highly depends on your spending habits and how much hassle the rewards system is for each credit card. Ideally, it would…

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Happy Halloween! Rundown of the Scene Program 2013

Are you up for a scary movie tonight? For all you movie lovers and movie theatre goers, the SCENE Rewards Program has some great value. Cineplex has done a great job with the SCENE program, even starting to run out its competitors, such as Empire Theatres. The SCENE program has actually continually increased the value of its program without much devaluations and I hope it continues to keep this up. The SCENE card is free to sign up and here are some different ways to earn points:

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[ANALYSIS] The AMEX SPG Preferred Guest Credit Card

Currently, AMEX is running a 21,000 Starpoints sign up bonus if you have a friend or family member who can refer you the card. Otherwise, the regular sign up bonus is only 10,000. So far, this is the highest sign up bonus seen for this credit card, so if you have been wanting to sign up for this card, this would be a good time. Though I still prefer waiting for the first year annual fee to be waived before signing up for any credit card. I actually prefer having a smaller sign up bonus if it meant that the annual fee was waived. That being said, the annual fee can still be worth it depending on your spending habits.

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[PROMOTION] 45,000 Avios Points (expired)

Sign up for the RBC British Airways Visa Infinite credit card before November 30, 2013 and earn 45,000 Avios points, which goes into your British Airways Executive Club membership rewards program. For some reason this promotion does not show up on the regular RBC listing of the credit card, so apply directly from the link and be sure to follow-up with RBC about this promotion to ensure you get your points.