As we close out 2022, we continue with our year-end series of grading our wish list from our first post of the year. This report card is a continuation of our yearly mid-term report back on Canada Day (July 1st of every year).
Check out how we did in previous years: 2015, 2016, 2017, 2018, 2019, 2020, 2021.
VIA Rail usually runs a weekly Discount Tuesday promotion whereby certain tickets go on sale for bookings made within a 24-hour period every Tuesday. This offer is taking a pause until January 10, 2023, while a children promotion will run until then.
Dear Pointshogger Readers,
This post is going to be a little different from what you are used to. This is a letter of appreciation.
For this month, there are no changes until next month’s list. Every thing stayed the same from last month.
Limited Time First Year Fee Waived Offers
For this month, the offers with BMO and Tangerine from last month that were expiring have all been extended. Now the Tangerine offers are set to expiry before month end.
Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.
For the most part, 2022 was a relatively quiet year in terms of changes to the credit card industry (in terms of permanent offers). There was a significant amount of all-time high sign up bonuses, which do not factor into our ranking system. Our rankings are based on the intention of retaining credit cards for the long term, not based on churning.
For this month’s list, there were only really changes to the RBC offers, which extended the expiry of their promotions.
Travelling with your family is a truly special experience. Especially if you’re already an avid traveller, you’re sure to be keen to show your children all the wonder the world has to offer. It can be a great chance for them to develop and grow, and for you to grow stronger as a family.
Royal Bank of Canada (RBC) is looking to complete a mega deal by purchasing HSBC Canada, who has 130 branches and 4,200 full time employees in Canada servicing some 780,000 customers. This massive deal can come out to $13.5 billion CAD. There are going to be a lot of hurdles along the way before this gets finalized. But if it has been announced in the news, it usually means that it is moving along.
For this month, you will notice that all the current offers run well into 2023, aside from Brim Financial. All previous offers that were scheduled to expire in 2022 where slightly modified and extended into 2023.
Limited Time First Year Fee Waived Offers