Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Best Current First Year Fee Waived Cards for August 2019

Not a whole lot of changes this month, except for an updated version of the Scotia Momentum Visa Infinite Card. The most significant change was to its multiplier bonuses, which might be more attractive to some people. The downside is that the annual fee has increased, but there is still a first year fee waived offer. If you want to give the new card a try, but is as good as time as ever.

Rundown of Alaska Airlines Mileage Plan for Canadians (updated August 18, 2019)

It has been over a year since I last posted about Alaska Airlines’ Mileage Plan frequent flyer program. A few changes warrants an update.

Expiry Policy

Alaska Mileage Plan miles do not expire as long as you earn or redeem at least one mile every 24 months. If miles are deleted, you have up to 1 year to reinstate them for a fee by calling customer care.

However, as a Canadian, we do have options to keep our accounts active.

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Top Cash Back Credit Card Offers for August 2019

Another month, another list. This time, there is very little change from last month. There were months where I tried to highlight a featured card, or picked a top monthly card. I think that I may go with a rotating theme just to mix things up. For this month, I am going to answer a common question: “If I had to choose 1 cash back card only, which one would it be?”

Rundown on American Airlines for Canadians (updated August 12, 2019)

I cannot believe how long it has been since I last updated this post. I have personally been loading up my American Airlines AAdvantage (AA) account, partially due to the uncertainty with Air Canada. Even though Air Canada’s loyalty does not seem up in the air as much anymore, it is still good to keep my portfolio diversified.

One AAs best value is that it is a member of Oneworld alliance, which means that you can earn and redeem miles with any of its member partners. Furthermore, if you redeem directly with American Airlines, the taxes and fees are fairly reasonable (especially compared to Aeroplan reward flight with Air Canada).

Chase Bank Forgives All Debt Owed by Canadian Customers

In a surprising turn of events, Chase Canada has decided to forgive all outstanding debts owed by former cardholders of the Chase Marriott and Amazon credit cards. Just to recap, back in 2017, Chase Canada shut down two of its most popular credit cards, and then in January 2018, they down the grandfathered cardholders’ accounts.

Even though cards were discontinued, it meant that we can no longer use those cards. However, any outstanding balances are still owed. Chase continued to collect any debts owed to them until now. Seems like Chase has decided to call it quits and leave Canada completely, forgiving any remaining balances.

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Aeroplan Back to School Promotion!

Aeroplan is currently offering up to bonus miles opportunities with Back to School promotions.
The good part about Air Canada buying Aeroplan out is that there is less uncertainty about our miles come June 2020. I still wish that Aeroplan was going to branch off from Air Canada and compete directly with them. But if the two can create more value by joining forces, then it might work out! 

I don’t know about you, but when I was young, I dreaded going back to school.

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Top Credit Card Higher than Normal Sign Up Bonuses for August 2019

Most significant offers ended in June, and the next big batch ends on October 31, 2019. However, there are some TD promotions ending September 3, 2019, which would be before my next update. So if you are thinking about signing up for those cards, you may want to move fast before the offer expires.