Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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RBC 20% Transfer Bonus to American Airlines AAdvantage

ByMatt

RBC is once again offering its 20% conversion bonus to American Airlines AAdvantage miles. The bonus is applied for transfers between September 3, 2019 to September 30, 2019.

Normally, you can earn 7 miles for every 10 miles that you earn. With the 20% bonus, you can earn 8.4 miles for every 10 RBC Rewards points converted. There is a 5,000 RBC Rewards points minimum requirement transfer. But it is increments of 1 point thereafter. So 5,000 points will get you 4,200 miles (instead of 3,500).

[INTERVIEW] Who is Flugy?

ByMatt

We continue our interview series with Aaron Bergen who launched a new website last month called Flugy. Flugy’s mission is to change the way we travel through an on-demand, democratic, crowd-sourcing model for air travel. I will let Aaron share more about what this is about. You can also check out their YouTube video launch.

Why Earn and Burn?

ByMatt

If you have been following us, you’ll know that one of our mantras has always been “earn and burn”. But why?

Have you ever met new people who just got started in the miles and points game, only to say: “I wish I started sooner, I missed out on so many opportunities”.

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Best Current First Year Fee Waived Cards for August 2019

ByMatt

Not a whole lot of changes this month, except for an updated version of the Scotia Momentum Visa Infinite Card. The most significant change was to its multiplier bonuses, which might be more attractive to some people. The downside is that the annual fee has increased, but there is still a first year fee waived offer. If you want to give the new card a try, but is as good as time as ever.

Rundown of Alaska Airlines Mileage Plan for Canadians (updated August 18, 2019)

ByMatt

It has been over a year since I last posted about Alaska Airlines’ Mileage Plan frequent flyer program. A few changes warrants an update.

Expiry Policy

Alaska Mileage Plan miles do not expire as long as you earn or redeem at least one mile every 24 months. If miles are deleted, you have up to 1 year to reinstate them for a fee by calling customer care.

However, as a Canadian, we do have options to keep our accounts active.

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Top Cash Back Credit Card Offers for August 2019

ByMatt

Another month, another list. This time, there is very little change from last month. There were months where I tried to highlight a featured card, or picked a top monthly card. I think that I may go with a rotating theme just to mix things up. For this month, I am going to answer a common question: “If I had to choose 1 cash back card only, which one would it be?”

Rundown on American Airlines for Canadians (updated August 12, 2019)

ByMatt

I cannot believe how long it has been since I last updated this post. I have personally been loading up my American Airlines AAdvantage (AA) account, partially due to the uncertainty with Air Canada. Even though Air Canada’s loyalty does not seem up in the air as much anymore, it is still good to keep my portfolio diversified.

One AAs best value is that it is a member of Oneworld alliance, which means that you can earn and redeem miles with any of its member partners. Furthermore, if you redeem directly with American Airlines, the taxes and fees are fairly reasonable (especially compared to Aeroplan reward flight with Air Canada).

Chase Bank Forgives All Debt Owed by Canadian Customers

ByMatt

In a surprising turn of events, Chase Canada has decided to forgive all outstanding debts owed by former cardholders of the Chase Marriott and Amazon credit cards. Just to recap, back in 2017, Chase Canada shut down two of its most popular credit cards, and then in January 2018, they down the grandfathered cardholders’ accounts.

Even though cards were discontinued, it meant that we can no longer use those cards. However, any outstanding balances are still owed. Chase continued to collect any debts owed to them until now. Seems like Chase has decided to call it quits and leave Canada completely, forgiving any remaining balances.