Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Top Cash Back Credit Card Offers for February 2019

ByMatt

This is the first cash back list of the year. Just like our other two lists…

Best Current First Year Fee Waived Cards
Top Higher than Normal Sign Up Bonus Offers
… most of the current offers are carried over from last year. Last year was probably the stronger cash back offers ever in Canada. As we begin the new year, I am a little torn. I like seeing the competition elevate in the credit card rewards industry. However, the more emphasis there is on cash back, the less there will be on miles and points.

Rundown of Hilton HHonors for Canadians (updated February 13, 2019)

ByMatt

A couple of days ago, we wrote about Best Western, where we mentioned that there are very few hotel chains left in Canada that are affiliated with a credit card company. Another one of these rare  hotel chains Hilton, which uses Hilton HHonors as their loyalty program. HHonors ties to Canada is being a transfer partner of the American Express Membership Rewards program, which we will explain more below. Furthermore, it has been over 3 years since I last updated, so this post was due for an refresh.

Rundown of United Airlines’ MileagePlus for Canadians (updated February 8, 2019)

ByMatt

It has been over 2 years since I last updated this post, so I think that it is a good time for a review. I was strongly considering switching my Star Alliance earnings to United Airlines’ MileagePlus program, instead of continuing to bank with Aeroplan (when I thought Air Canada was dropping Aeroplan). But with Air Canada buying out Aeroplan, looks like I will continue to use Aeroplan as my primary Star Alliance program. The main reason is because Aeroplan has many partners in Canada to earn miles with, which makes them valuable at the moment.

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Top Credit Card Higher than Normal Sign Up Bonuses for February 2019

ByMatt

Many of the 2018 offers are about to expire at the end of this month, so there are not too many changes from last month’s list. I did however changed the format of how I list the credit cards.

Starting next month, we can expect to see some changes or extensions to current offers. Either way, below is the current list.

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Top Credit Cards to use at Restaurants (updated January 27, 2019)

ByMatt

As we approach Valentine’s Day, restaurants usually expect a little more business. There is still time to apply for the right card for that day. Below are the top picks.

I have classified the credit cards in different categories and ranked them by their annual fees.

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Best Current First Year Fee Waived Cards for January 2019

ByMatt

Let’s get the New Year going with the latest first year fee waived cards. Having the first year fee waived is valuable because it allows people to try out a credit card without worrying about the fee before deciding whether the fee is warranted. 

Just like the other two lists, most of the current offers are carried over from last year. 

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers

Rundown of Porter Airlines’ VIPorter (updated January 23, 2019)

ByMatt

It has been a while since I last wrote (over 3 years, gasp) a significant post about Porter Airlines’ loyalty program VIPorter, so I think this post was due for an update.

What triggered this post idea is the negative changes to the lounge at Billy Bishop. Basically they discontinued offering snacks and coffee. Compounding with Aeroplan no longer teaming up with Porter, that is why I delayed writing this post as I do not like writing about negatives. I also wanted to see if Porter would make any additional changes in the New Year before providing an updated rundown of the program. So here it is!