American Express (AMEX)

Where did Canada’s Most Expensive Annual Fee Card Go?

ByMatt

As the title says it, today I am going to discuss Canada’s credit card with the highest annual fee. This post does not count any secret credit cards that are by invitation only, such as the Centurion card from American Express. I am focusing on cards that the general public can actually apply for.

The winning credit card with the most expensive annual fee in Canada goes to the American Express AeroplanPlus Reserve Card.

Temporarily Unavailable

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2020

ByMatt

It’s already 2020! You will notice that most offers are rolling over from 2019, but at many are expiring sometime this month. The rest are expiring in March for the most part. So if you are thinking about certain cards, you will want to jump on them sooner rather than later before it expires. I expect new offers to come up by next month’s list, but if you are considering current offers, now is the time.

Top Higher than Normal Sign Up Bonuses for January 2020

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My 2020 Predictions for the Miles and Points World

ByMatt

Back in 2016, I began a new tradition of trying to predict the travel / rewards market in Canada. The first year was rough, but it got better over the years. How did it go this year though?

Below are my previous scores:

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2019

ByMatt

Most offers this month started in November, since many promotions ended in October. So the majority of this list is carry-over from last month and end sometime in 2020 (GASP! Already almost the new year). For the most part, it was TD that ended their offers and created some new ones that run for the next few months. 

Top Higher than Normal Sign Up Bonuses for December 2019

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Comparison of the AMEX Air Miles Reserve, Platinum and BMO Air Miles World Elite Cards

ByMatt

Quite a few changes were made to the American Express Air Miles Reserve Card and BMO Air Miles World Elite MasterCard since I wrote the comparison post, so I thought I’d give a proper update to both cards at the same time. But this time, I added the American Express Platinum Credit Card into the mix as improvements to the card made it a more viable option. 

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Top Credit Card Higher than Normal Sign Up Bonuses for November 2019

ByMatt

Quite a few promotions ended at the end of October, but most promotions either got extended or repurposed. 

Top Higher than Normal Sign Up Bonuses for November 2019

For the rest of the credit cards, I ranked the credit cards by the price of the annual fees (lowest to highest):

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2019)

ByMatt

I have been debating how often I should update this post. I decided on 6 months, and it has been the latest trend anyway. There has been several changes (though mostly in the bottom half of the rankings) to the industry in that period of time to warrant an update anyway. Most significantly, it was time to include Brim Financial and Cuets.Every time I write up an update, I generally try to have a theme throughout the post. This time around, I am going to emphasis more on the gap between the rankings.Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.

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Top Retention Bonus Credit Cards in Canada

ByMatt

Every year, when I write about my wish lists, you may notice that I include retention bonuses as one of them. Sure enough, Canada has starting picking up in this segment of the industry. With the introduction of the Scotiabank Passport Visa Infinite Business Card, I thought it was time for me to write a post up on this topic. Basically, churning has been frowned upon. However, a compromise to this is to offer incentives for big spenders. The bonus rewards that we would receive, should in theory, reduce the amount of churning that happens. Ideally the spending bonus would cover the need to churn to generate more bonus points.

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Top Credit Cards to Use on Road Trips (updated April 1, 2019)

ByMatt

See Also: Top Reasons to go on Road Trips

I usually try to update this post once a year, as we get into spring. Historically, I have updated this post in June, but it may be more useful to update it sooner. The Canadian credit card landscape has changed quite a bit over the past year, so this post was definitely due for an update.

For Canadians, road trips generally consist of cross country or cross boarder to the United States. Perhaps some people venture further into Mexico, but probably not much further south. So this post will focus on two portfolios to put together, for travel within Canada and for travel to the United States / Mexico.

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Credit Cards which offer Free Airport Lounge Access (updated March 9, 2019)

ByMatt

Due to the popularity of this post, I think it was due for an update. Along with several changes to the industry since the last time. The most significant addition is the CIBC Aventura cards. The most significant change is that BMO left Priority Pass in favour of MasterCard Airport Experiences.

Just to avoid confusion, this post refers to only cards that give at least 1 free lounge pass. It does not refer to cards that give you Priority Pass membership, but a fee to access the lounge.