Capital One

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Best No Annual Fee Credit Cards

ByMatt

For those of you who don’t like paying annual fees. This is the post for you. Personally, I would actually prefer signing up for credit cards that waive their first year annual fees. Those are generally the credit cards with much more generous sign up bonuses. So you take the bonus first, then decide what you want to do with the credit card after the first year. In some cases, it may make sense to pay the annual fee.

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Building a Credit Card Portfolio for Frequent Travellers

ByMatt

Carefully putting together a credit card portfolio to optimize your purchases can be a hassle. That being said, a frequent traveller has a lot of travel expenses that can be optimized if you put together a strong credit card portfolio.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated February 1, 2016)

ByMatt

This is not going to be an easy post to write, but I did want to try to pin each financial institution against each other to see how they fair. This is going to be a very subjective post where I am going to rank each each company based on their overall credit card portfolio. I am also going to list out some of the top credit cards offered by each institution.

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Which Credit Card Company I would Like to See Step Up Their Game

ByMatt

Outside of the top 5 big banks (TD, Royal Bank, CIBC, Bank of Montreal, Scotiabank), which control much of the financial industry in Canada, it is slim pickings thereafter. American Express has a decent foothold in the Canadian credit card market, but there are a few companies that can breakthrough if they made some bolder moves.

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Top Credit Cards to use at Restaurants (updated December 3, 2015)

ByMatt

As we approach the Christmas holidays, I’m sure that there will be many of us who will be eating at restaurants more than usual with friends and family. If you are like me, you would collect cash on behalf of everyone and pay the entire bill with your credit card.

More Changes to the Capital One Aspire Travel World Elite MasterCard

ByMatt

We recently wrote about the positive changes with the elimination of the reward redemption tiers to the Capital One Aspire Travel World Elite MasterCard. Now you can get straight up 2% return on travel expenses, including partial redemptions. But all good things come with a catch. There is now an increased annual fee, from $120 to $150. Below are the new highlights of the credit card:

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Coolest Looking Credit Cards

ByShirley Huang

Have you ever signed up for a credit card because you thought the design on the card was really cool and you just needed to add that to your collection? I definitely have. This happened when I went to my very first live Ottawa Senators game at the Canadian Tire Centre in Ottawa and I noticed they were booths set up for the Ottawa Senators MasterCard offered by MBNA.

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Building a Cash Back Credit Card Portfolio

ByMatt

There have been a slew of credit cards being discontinued in Canada. The trend seems to be co-branded credit cards. So now I am wondering if it would make sense to shift towards a cash back credit card portfolio rather than focusing so much on earning miles and points.