Credit Cards

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Current 10% and Above Cash Back Offers for October 2022

For this month, the Tangerine extended their offer till mid November. The HSBC offers are up next to expiry. Lastly, the American Express SimplyCash Preferred Card is now taken off the permanent offers. The is another reminder that permanent offers can be terminated at any point in time, versus temporary offers that have a known expiry date.

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Top Credit Card Higher than Normal Sign Up Bonuses for October 2022

For this month’s list, most of the TD offers were extended to the beginning of January, while most of the RBC offers were pushed till the end of October. The HSBC offers are coming to an end before next month’s list, so if you have been contemplating signing up, now is as good as time as any to go for them. Furthermore National Bank added two new offers that expire in January. 

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Best Current First Year Fee Waived Cards for September 2022

For this month, the Scotiabank and TD extended their offers. 

Limited Time First Year Fee Waived Offers

We have listed the cards based on their promotional expiry dates, categorised by month. If there is a tie-break, it is ranked by annual fee (lowest to highest), after which it will go alphabetically.

CIBC AC Conversion Prepaid “Bill Pay” Contest

We recently wrote a review about the CIBC AC Conversion Prepaid Card that you can sign up here.

Since then, CIBC has upgraded their system to make it easier to load the AC Conversion™ Visa* Prepaid Card directly through mobile or online banking. In celebration of launching this feature, there is a contest to win one of two cash prizes.

Royal Bank of Canada (RBC) and Lowe’s Canada Team Up

Royal Bank of Canada (RBC) and Lowe’s Canada announced a joint initiative to earn bonus cash back when making purchases at Lowe’s.

Effective today, September 22, 2022, RBC debit and credit card holders can earn cash back in the form of statement credits at all “Lowe’s, RONA and Réno-Dépôt corporate stores”  (thereafter “Lowe’s”) across Canada.

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[INTERVIEW] National Bank – Credit Cards Solutions & Strategies

Today, we are featuring Mathieu Gaudreau, Product Manager for Credit Cards Solutions & Strategies at National Bank. He shares with us the re-branding of their World Elite and Platinum cards. Thank you Mathieu for taking the time to answer our questions! 

1) Please tell us about yourself and your role with National Bank.