Scotiabank

Top Cash Back Credit Card Offers for August 2019

ByMatt August 15, 2019April 16, 2020

Another month, another list. This time, there is very little change from last month. There were months where I tried to highlight a featured card, or picked a top monthly card. I think that I may go with a rotating theme just to mix things up. For this month, I am going to answer a common question: “If I had to choose 1 cash back card only, which one would it be?”

Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Scotiabank | Toronto Dominion (TD)

Top Credit Card Higher than Normal Sign Up Bonuses for August 2019

ByMatt August 5, 2019September 20, 2023

Most significant offers ended in June, and the next big batch ends on October 31, 2019. However, there are some TD promotions ending September 3, 2019, which would be before my next update. So if you are thinking about signing up for those cards, you may want to move fast before the offer expires.

Scotia Rewards (Scotiabank) | Scotiabank

Changes to the Scotiabank Gold American Express Card

ByMatt August 2, 2019September 20, 2023

Scotiabank has revamped one of its top cards, the Scotiabank Gold American Express Card. Today, we are doing to discuss the changes. I think that you will find some pleasant surprises below! First off, let’s recap the previous and current highlights.

Bank of Montreal (BMO) | Meridian | Scotiabank | Toronto Dominion (TD)

Best Current First Year Fee Waived Cards for July 2019

ByMatt July 25, 2019September 20, 2023

Many promotions ended in June, but new promotions are being offered in July. So the list has trimmed down quite a bit for this month.One card that I would pay closer attention to is the Scotia Momentum Visa Infinite Card, which currently has a $99 annual fee (first year fee waived if you apply before October 31, 2019). However, the annual fee goes up to $120 on August 1, 2019. I am going to assume that Scotiabank is going to honour the October 31st promotional period. But if you want to be safe, I would apply for this card before August 1 to take advantage of the current offer. See the other two monthly lists on how we highlighted the featured card:

Top Cash Back Credit Card Offers for June 2019

ByMatt June 15, 2019September 20, 2023

Another month, another list. This month’s list is very similar to last months. The main difference is the addition of the TD Cash Back Visa Infinite Card, which was previously on the monthly list, but dropped off. Keep in mind that we also have an going Top Cash Back Credit Cards page which consists of permanent and temporary offers, while this post focuses on temporary offers only. I have broken down the temporary offers into two categories.

Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | HSBC | Scotiabank | Toronto Dominion (TD)

Top Credit Card Higher than Normal Sign Up Bonuses for June 2019

ByMatt June 5, 2019September 20, 2023

A few minor changes, primarily to TD’s portfolio. The majority of the other cards expire at the end of the month or in October. So if there is a product that you have been contemplating, watch out for the month end deadline. Featured CardThe TD First Class Travel Visa Infinite Card extended its 80,000 sign up bonus and first year fee waived offer, so they continue to be the featured card of the month.

Best Current First Year Fee Waived Cards for May 2019

ByMatt May 25, 2019September 20, 2023

All the major TD promotions will be expiring (June 2, 2019) before the next monthly list comes out. Personally, I doubt that they will extend the promotions, they may be offering something else. So if you have been thinking about one of their cards, I would go for it sooner rather than later. I personally signed up for the TD Aeroplan Visa Infinite Card as I could use an Aeroplan restock.

Top Cash Back Credit Card Offers for May 2019

ByMatt May 15, 2019September 20, 2023

Keep in mind that we also have an going Top Cash Back Credit Cards page which consists of permanent and temporary offers, while this post focuses on temporary offers only. I have broken down the temporary offers into two categories. But first, let’s continue with our newest theme of adding a featured card.Key HighlightsI know I have been mentioning the featured card in my last few posts. But I realize that sometimes, it is too difficult to just talk about one card when there is a long list. So I am going to try something different on this post. I am going to mention key highlights for this month’s list.

Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | HSBC | Scotiabank | Toronto Dominion (TD)

Top Credit Card Higher than Normal Sign Up Bonuses for May 2019

ByMatt May 7, 2019September 20, 2023

No real changes from last month’s list. Most offers are expiring in June or October of this year.Featured CardSince there are no real changes this month, the featured card will remain the same, the TD First Class Travel Visa Infinite Card with its 80,000 sign up bonus and first year fee waived offer.

Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated May 1, 2019)

ByMatt May 1, 2019September 20, 2023

I have been debating how often I should update this post. I decided on 6 months, and it has been the latest trend anyway. There has been several changes (though mostly in the bottom half of the rankings) to the industry in that period of time to warrant an update anyway. Most significantly, it was time to include Brim Financial and Cuets.Every time I write up an update, I generally try to have a theme throughout the post. This time around, I am going to emphasis more on the gap between the rankings.Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.