There is only 5 days left to participate in the 18,500 Scotia Rewards points giveaway. In case you were wondering, we set the contest period for a full month, so that you can get a chance to apply for a credit card to participate.
I last wrote a rundown about the Scene program on Halloween day. It is actually one of my favourite loyalty programs because of how much movies costs these days, these points have become even more valuable.
There is currently a promotion if you have the Scotiabank Scene Debit Card, which is also one of the rare debit cards that actually give rewards.
This is the last month of a very strong year for higher than normal credit card sign up bonuses. Also not listed in my monthly lists are frequent first year fee waived promotional offers.
Of course there is still room for improvement, but compared to recent years, I really do feel that credit card companies have done well this past year. Two thumbs up overall!!
A few changes to the credit card industry, as well as a new addition warrants an update to this list. Below is the explanation of each grouping:
This month, Scotiabank has relaunched its Scotia Rewards program with some interesting enhancements worth looking out for. In celebration of this move, Scotiabank has teamed up with us to do a 18,500 points giveaway if you are an existing credit card holder or you apply for one during the contest period. Otherwise, the winner may qualify for a $150 Scotiabank Visa Debit Card instead. Contest details will be provided at the bottom of the post.
We are on the final 2 months of a strong year of higher than normal credit card sign up bonuses that went along with record high bank profits, which is a nice surprise, because I would think that when banks are making a lot of money, they aren’t as interested in finding new clients.
I have been ranking the overall credit card portfolios of each financial institutions. However, I think it may be worthwhile to rank business credit card portfolios only. As I have been collecting my own batch of business credit cards, this will be helpful for me too.
This is a fairly common question and quite understandable. And you may have noticed that my answer has always been, it depends. It depends on what your spending habits are. Which is why if you ask 10 different people, changes are, you will get 10 different answers. The truth really is that it will vary from person to person, because of 2 main factors:”
Another month, another list of higher than normal credit card sign up bonus promotions. As we close out the year, it does seem like we may be closing out the year strong, granted many of the current offers expire at the end of the month. This year has been a great overall year for credit card sign up bonuses, even though we’ve been seeing record high profits from the major banks.
A reader asked me last time, what the purpose was of this ranking. Basically, you do what you want with the list, take it for what it is. As a consumer, this list can give you an idea on where to shift your business. For example, if you want to see some of the smaller companies survive and thrive, you will know where to move your business.