![[INTERVIEW] Earn Reward Dollars with Walmart](https://pointshogger.com/wp-content/uploads/2024/08/Walmart-Canada-David-Page-768x608.png)
Today we feature David Page from Walmart Canada, who is going to share some new initiatives that came in recently and what else they are working on. Thank you David for taking the time out of your busy schedule to answer our questions. Looking forward to see what partnerships you may build!
1) Can you share a bit about yourself and your role at Walmart Canada?
Since the start of the decade (2022, 2021, 2020), we managed to update this list every December, mine as well keep going.
There were quite a few major changes in the industry, so there was some shift in the rankings. They are now divided in the 3 groups: top 5, from 6 to 10, and the rest.
For the most part, 2022 was a relatively quiet year in terms of changes to the credit card industry (in terms of permanent offers). There was a significant amount of all-time high sign up bonuses, which do not factor into our ranking system. Our rankings are based on the intention of retaining credit cards for the long term, not based on churning.
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If you’ve stepped into a Walmart recently, you were probably asked to sign up for their credit card. You probably even have an unfortunately story of how push the cashier was. Walmart in person experience aside, let’s take a more objective view of their credit cards to see if they are worthwhile.
It has been just over a year since our last update (December 1, 2020) of the rankings list. The timing works well to update again this month, since we are coming to the end of the year. Now we get a snapshot of 2021, as we head into 2022.
It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.
Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list.
It has been almost a year since we last updated this post, so no question this was due for an update. The reason why I waited so long is because there are very few changes to the rankings since then. However, there was a sufficient amount of changes to the industry to warrant an update. Most of the ranking movement occurred in the bottom third of the list. Furthermore, another common theme on this list is that the gap widen between some of the positions.
Every time I update the rankings, I have an overall theme throughout the post. For today’s post, the focus was on internal changes made by each financial institution which justify their position in the rankings.
I have been debating how often I should update this post. I decided on 6 months, and it has been the latest trend anyway. There has been several changes (though mostly in the bottom half of the rankings) to the industry in that period of time to warrant an update anyway. Most significantly, it was time to include Brim Financial and Cuets.Every time I write up an update, I generally try to have a theme throughout the post. This time around, I am going to emphasis more on the gap between the rankings.Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.
A few companies need to be added to this list, so I thought it was due for an update from 6 months ago. Most of the ranking changes occurred in the bottom half of the list. Furthermore, I also revamped the list to go with a pure ranking system instead of the previous grouping system. I think that it will run smoother now.
Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.
A few significant changes occurred in the credit card scene since the last update, so it is time for me to update the list.
Usually, I write more of a summary on what is happening with the company. However, this time around, I will write more about what I would like to see from each company.
Please share your thoughts on what improvements you would like to see to the credit card market in the comment section below!