Capital One

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Which Credit Card Company I would Like to See Step Up Their Game

Outside of the top 5 big banks (TD, Royal Bank, CIBC, Bank of Montreal, Scotiabank), which control much of the financial industry in Canada, it is slim pickings thereafter. American Express has a decent foothold in the Canadian credit card market, but there are a few companies that can breakthrough if they made some bolder moves.

More Changes to the Capital One Aspire Travel World Elite MasterCard

We recently wrote about the positive changes with the elimination of the reward redemption tiers to the Capital One Aspire Travel World Elite MasterCard. Now you can get straight up 2% return on travel expenses, including partial redemptions. But all good things come with a catch. There is now an increased annual fee, from $120 to $150. Below are the new highlights of the credit card:

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Coolest Looking Credit Cards

Have you ever signed up for a credit card because you thought the design on the card was really cool and you just needed to add that to your collection? I definitely have. This happened when I went to my very first live Ottawa Senators game at the Canadian Tire Centre in Ottawa and I noticed they were booths set up for the Ottawa Senators MasterCard offered by MBNA.

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Building a Cash Back Credit Card Portfolio

There have been a slew of credit cards being discontinued in Canada. The trend seems to be co-branded credit cards. So now I am wondering if it would make sense to shift towards a cash back credit card portfolio rather than focusing so much on earning miles and points.

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If Annual Fees Were not an Issue

It’s no secret that annual fees are a nuisance. However, in some cases there are enough perks associated with certain credit cards to justify annual fees. Furthermore, if annual fees were not an issue, I would probably not care as much about churning credit card as much, so in some cases, I would simply renew the credit card. If annual fees weren’t an issue, I would probably be travelling much more often, which is why my portfolio may seem more travel centric.