Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

Scotiabank

[PROMOTION] Reminder Scotiabank Momentum Infinite Visa First Year Fee Waived and Cautionary Note (expired on October 31, 2014)

ByMatt October 16, 2014September 20, 2023

This is just a quick reminder that if you apply for the Scotia Momentum Visa Infinite Card before October 31, 2014, your first year annual fee will be waived. The highlights of the card are as follows: $99 annual fee (waived…

MBNA | Toronto Dominion (TD)

New Look to the MBNA Website

ByMatt October 15, 2014September 20, 2023

TD bought MBNA back in 2011, but both institutions have remained relatively separate to a certain extend. MBNA still issues its own credit cards. Towards the end of September 2014, TD initiated a transition phase to further integrate MBNA with TD’s systems. It may only be a matter of time before MBNA completely disappears.

Special Days

Happy Thanksgiving!

ByMatt October 13, 2014

Often times, we love to complain about what shortfalls each rewards program or credit card company has. However, since today is Thanksgiving, I will list out what I am thankful for in the rewards world and I also listed a…

American Express (AMEX) | MBNA | Royal Bank of Canada (RBC) | Toronto Dominion (TD)

Credit Cards that Offer Companion Tickets

ByMatt October 11, 2014

Companion tickets can be very valuable for those who can take advantage of the benefit that comes with the credit card. Companion tickets are always associated with credit cards that have an annual fee. The companion ticket is a benefit…

American Express (AMEX) | Canadian Imperial Bank of Commerce (CIBC) | Capital One | MBNA | Royal Bank of Canada (RBC)

What to do with a Credit Card that You No Longer Use

ByMatt October 10, 2014September 20, 2023

I have often been asked which credit card to cancel? The answer is that it depends. I will use my recent portfolio as an example on what I have done and how I made my decision. Below was what my…

Delta Air Lines (SkyMiles)

[AIRLINE] Review of Delta Connection Flight between YOW and DTW

ByMatt October 9, 2014March 10, 2015

I recently flew from Ottawa Macdonald–Cartier International Airport (YOW) to Detroit Metropolitan Wayne County Airport (DTW) with Delta Air Lines on a Delta Connection flight. There has been a lot of bad publicity about Delta Air Lines, especially because of…

Building a Credit Card Portfolio (around $5,000 spending per month)

ByMatt October 8, 2014September 20, 2023

See also:
Building a Credit Card Portfolio (around $500 spending per month)
Building a Credit Card Portfolio (around $2.000 spending per month)

For this third, and final, part of the Building a Credit Card Portfolio series, I

American Express (AMEX)

New American Express Referral Bonuses

ByMatt October 7, 2014July 16, 2017

American Express recently introduced two new credit cards to its portfolio. the SimplyCash Preferred Card and the SimplyCash Card. If you have the SimplyCash Card, you can get a $25 referral bonus, while the SimplyCash Preferred Card gives you a $50 referral bonus….

Air Canada (Aeroplan) | Air Canada (Altitude) (Merged with Air Canada Aeroplan) | Promotions Update

[PROMOTION] Earn Aeroplan Points while Eating on the Plane

ByMatt October 5, 2014

You can now earn Aeroplan points while purchasing food on Air Canada flights. You need to make purchases on flights that offer the Air Canada Café, except Air Canada Express flights operated by Jazz. now allows you to earn Aeroplan points…

American Express (AMEX) | Scotiabank

[PROMOTION] 30,000 Sign Up Bonus Points with the Scotiabank American Express Platinum Credit Card (expired October 31, 2014)

ByMatt October 4, 2014September 20, 2023

Scotiabank’s premium credit card is the Platinum American Express Card. I say premium because it offers the most benefits but also has the highest annual fee. Currently, there is a promotion that gives a higher than normal sign up bonus. Below are the highlights of the card: