Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Best Current First Year Fee Waived Cards for April 2022

For this month, Laurentian Bank had an offer ending at the start of April, which has now been extended to June. HSBC also had offers expiring at the beginning of the month, which have now been modified and waiver extended to end of October. 

Only the Scotia Momentum Visa Infinite Card is expiring on this month’s list (before we make it to the next month’s list). The TD cards will expire shortly after the next month’s list is published.  

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[INTERVIEW] Andrew Chau, Co-founder and CEO of Neo Financial

Neo Financial is relatively new to the credit card scene, but they are trying to make some noise. Today, we have a special guest, Andrew Chau, the co-founder and CEO of Neo Financial took the time to answer some of our questions. Thank you so much for taking time out of your busy schedule Andrew, keep up the good work! 

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Current 10% and Above Cash Back Offers for April 2022

For this month, Tangerine extended is 10% offer by an additional 2 months.

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

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Top Credit Card Higher than Normal Sign Up Bonuses for April 2022

For this month, TD had multiple offers expiring, which are now modified and now have new May and September end dates. We published this post a day earlier than normal because the HSBC offers end today, while RBC has 2 offers that are expiring later this month.

PCR Testing No Longer Required to Enter Canada

Effective today, April 1, 2022, eligible travellers entering Canada will no longer need proof of negative Covid-19 test result on a PCR nor antigen COVID-19 test. 

Eligibility to Waived Testing Requirement

Fully vaccinated travellers will no longer need to complete pre-arrival test (which includes the molecular COVID-19 test or an antigen test) to get into Canada by land, air or water.

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[PROMOTION] Best Student Credit Card Offer

Is it not often that I promote secured credit cards, as they usually do not offer any significant rewards to talk about. However, Plastk changed the game with its Plastk Secured Visa Credit Card.

They currently have a decent offer for Canadian post secondary students looking to work on increasing their credit score. Let’s start with the highlights of the card.